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Home›Virginia›Richmond County›Warsaw

June Marcia Williams — Licensed Insurance Agent in Warsaw, VA
June Marcia Williams
Your Insurance Agent in Warsaw, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Warsaw, VA...
National Producer No.
17209549
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Life Insurance in Warsaw, VA

Dedicated Coverage Options from Final Expense to Term Life in Richmond County

The Smart Choice for Dependable Life Insurance in Warsaw, VA

Your local licensed agent in Warsaw, Richmond County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Warsaw, Richmond County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Warsaw, VA

Warsaw, VA — Your Local Producer

In a place with the strong community spirit of Warsaw, I know how important it is to protect your family's future. As a fellow Virginian, I am dedicated to helping my neighbors here in Richmond County understand their options for personal insurance. Whether you're planning for the long term with whole or term life insurance, or looking for coverage for specific situations like final expenses or accidents, I can help you navigate the details. As an individual licensed producer (NPN: 17209549, Virginia License No: 1575461), my focus is on providing clear, straightforward guidance for your unique needs.

  • Rappahannock Community College - Warsaw Campus
  • Richmond County Museum
  • Warsaw Town Park
NPN17209549VA License1575461

Warsaw is home to approximately 2,300 residents in Richmond County, with a median age of 40.2 and a median household income of $80,000. About 44% of homes are owner-occupied; the median home value is $257,000. 20% of adults hold a bachelor's degree or higher; households with children make up 18%; veterans comprise 4% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Warsaw households.

How Warsaw compares to Richmond County

RICHMOND COUNTY · 9K RESIDENTS WARSAW · 2K RESIDENTS
Richmond County vs Warsaw — population comparison Richmond County: 8,968 residents. Warsaw: 2,330 residents, 26.0% of Richmond County population.
8,968 RICHMOND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,330 WARSAW RESIDENTS ↳ 26.0% of Richmond County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Warsaw, VA?

Many Warsaw residents secure competitive rates despite obesity. Richmond County reports 37.1% adult prevalence (CDC PLACES); 41.2% also manage high cholesterol, with 12.5% of the ~9,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Sharps →

📊 Top Health Considerations (CDC)

Top Health Considerations for Warsaw (CITY) High cholesterol: 41.2%. High blood pressure: 43.4%. Obesity: 37.1%. Diagnosed diabetes: 16%. Current cigarette smoking: 17%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WARSAW High cholesterol 41.2% High blood pressure 43.4% Obesity 37.1% Diagnosed diabetes 16.0% Current cigarette smoking 17.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Richmond County Gov Portal .GOV
Population ~2,330
Lack of health insurance (18–64) 11.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5183168
Google Maps
2.8 5 reviews
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Warsaw Town Office
Open now · Mon 8:30 AM – 4:30 PM
(804) 333-3737
townofwarsaw.com
78 Belle Ville Ln, Warsaw, VA 22572, USA
Recent Reviews
Cpt. Shepherd ★☆☆☆☆
"Couldn't find a place to place a review for their police department so I'll do it here instead, got pulled over for "failure to obey traffic lines/improper passing" (I'm out of state) I barely touched…"
Angela Shaw ★☆☆☆☆
"Whole road has no water no warning nothing. No letter Noone to knock on doors. People have to work need laundry and no heads up. This is how u get irritated customers"
Available in Warsaw

Life Insurance Products in Warsaw, VA

9 insurance products available in Warsaw

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Richmond County and Nearby Virginia Counties

Life Insurance by City Near Warsaw, VA

Life insurance by city across Richmond County and adjacent Virginia counties.

🌟 Cities Served near Warsaw

16 Cities · 3 Counties
Northumberland County6
BurgessCallaoHeathsvilleLottsburgReedvilleWicomico Church
Richmond CountyHome3
FarnhamManchesterSharps
Lancaster County7
IrvingtonKilmarnockLancasterLivelyWeemsWhite StoneWindmill Point
Official Resources

Know your rights in Warsaw.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Warsaw Life Insurance Questions

💰

How much does life insurance cost in Warsaw?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Warsaw
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Warsaw?

Yes. June serves all of Warsaw and every municipality in Richmond County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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