June Marcia Williams

Your Insurance Agent in Montross, VA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Montross, VA...

National Producer No.

17209549

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Secure Your Family's Future | Custom Life Insurance in Montross

Dedicated Coverage Options from Final Expense to Term Life in Westmoreland County

The Smart Choice for Dependable Life Insurance in Montross, VA

Your local licensed agent in Montross, Westmoreland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Montross, Westmoreland County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Montross, VA

Montross, VA — Your Local Producer

For my neighbors in Montross and across Westmoreland County, securing your family's future is a top priority. In a community with a character as distinct as ours, having a local professional you can trust makes all the difference. I'm June Marcia Williams, a licensed insurance producer dedicated to helping you navigate your options. Whether you're considering Term Life, Whole Life, Final Expense, or coverage for critical illness or accidents, I'm here to provide clear, personalized guidance. Let's talk about a plan that fits your life. (NPN: 17209549, Virginia License No: 1575461)

Washington & Lee High School
Westmoreland County Museum
Montross Town Hall

NPN17209549VA License1575461

Montross is home to approximately 368 residents in Westmoreland County, with a median age of 44.0 and a median household income of $60,300. About 65% of homes are owner-occupied; the median home value is $226,000. 31% of adults hold a bachelor's degree or higher; households with children make up 10%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Montross households.

How Montross compares to Westmoreland County

WESTMORELAND COUNTY · 18K RESIDENTS MONTROSS · 368 RESIDENTS

18,480 WESTMORELAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

368 MONTROSS RESIDENTS ↳ 2.0% of Westmoreland County residents

Underwriting Guidelines

Are Montross residents with arthritis able to qualify for life insurance?

Montross applicants with arthritis qualify routinely. The local risk pool — Westmoreland County's ~19,000 residents, 11.2% without health coverage — shows 27.4% adult prevalence of arthritis and 15.4% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Montross families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Oak Grove →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Westmoreland County Gov Portal .GOV

Population ~368

Lack of health insurance (18–64) 10.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5152952

3.0 1 review

Photos by Douglas W. Reynolds, Jr. , Douglas W. Reynolds, Jr. via Google Maps

View on Google Maps

Town Hall

Open now · Mon 9:00 AM – 5:00 PM

(804) 493-9623

townofmontross.org

15869 Kings Hwy, Montross, VA 22520, USA

Recent Reviews

James Farrar ★★★☆☆

"Just dropped off water bill"

Available in Montross

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Westmoreland County and Neighboring Virginia Counties

Cities served near Montross.

June Marcia Williams writes life insurance and supplemental health policies across Westmoreland County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Montross

22 Cities · 3 Counties

King And Queen County10

Bruington Indian Neck King and Queen Court House Little Plymouth Mascot Newtown Plain View Shanghai Stevensville Walkerton

Westmoreland CountyHome6

Colonial Beach Hague Kinsale Nomini Grove Oak Grove Oldhams

Northumberland County6

Burgess Callao Heathsville Lottsburg Reedville Wicomico Church

Official Resources

Know your rights in Montross.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Montross insurance — answered.

💰

How much does life insurance cost in Montross?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Montross

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Montross?

Yes. June serves all of Montross and every municipality in Westmoreland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

Nearby Cities

Coverage continues next door.

← Previous Kinsale Westmoreland County, VA 10 products available

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You Are Here Montross Westmoreland County, VA

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Next → Nomini Grove Westmoreland County, VA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Secure Your Family's Future | Custom Life Insurance in Montross

Dedicated Coverage Options from Final Expense to Term Life in Westmoreland County

The Smart Choice for Dependable Life Insurance in Montross, VA

Montross, VA — Your Local Producer

How Montross compares to Westmoreland County

Are Montross residents with arthritis able to qualify for life insurance?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Montross.

🌟 Cities Served near Montross

Know your rights in Montross.

Virginia State Corporation Commission — Bureau of Insurance

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Montross insurance — answered.

How much does life insurance cost in Montross?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Montross?

What is critical illness insurance?

How do I verify June's VA license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources