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Home›Virginia›Essex County›Caret

June Marcia Williams — Licensed Insurance Agent in Caret, VA
June Marcia Williams
Your Insurance Agent in Caret, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Caret, VA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Caret

Dedicated Coverage Options from Final Expense to Term Life in Essex County

The Smart Choice for Dependable Life Insurance in Caret, VA

Your local licensed agent in Caret, Essex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Caret, Essex County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Caret, VA

Caret, VA — Your Local Producer

Hello, Caret neighbors! Living in our corner of Essex County offers a unique peace of mind, and I believe your financial protection should feel just as secure. My name is June Marcia Williams, and as a fellow Virginian and a licensed insurance producer, I'm dedicated to helping individuals and families right here in our community. I can help you explore options for life insurance, final expense, and other personal policies to find a fit for your specific needs. Let's chat about how to protect what matters most to you and your loved ones. (NPN: 17209549, Virginia License No: 1575461)

  • Caret Post Office
  • St. Paul's Episcopal Church
  • Intersection of Tidewater Trail (US-17) and Caret Rd
NPN17209549VA License1575461
Underwriting Guidelines

Can I get life insurance with obesity in Caret, VA?

Yes. Essex County's health profile — 11,000 residents, 10.3% uninsured, 42.5% adults with obesity, 37.8% with high blood pressure — shapes how A-rated carriers tier rate classes for Caret applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Caret families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Champlain →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Essex County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
2.6 96 reviews
City of Richmond Virginia (City Hall) photo 1City of Richmond Virginia (City Hall) photo 2City of Richmond Virginia (City Hall) photo 3City of Richmond Virginia (City Hall) photo 4
Photos by Ozan Gurel , Lyn Zacharias , G Aquino , Robert Hunter via Google Maps
View on Google Maps
City of Richmond Virginia (City Hall)
Open now · Mon 8:00 AM – 5:00 PM
(804) 646-7000
rva.gov .GOV
900 E Broad St, Richmond, VA 23219, USA
Recent Reviews
Jill Eades ★★★★★
"I had the best experience yesterday at City Hall! The security officer, the information desk attendant, and the parking permit staff person were so friendly and helpful! The lobby area of City Hall is…"
Grace Downard ★★★★★
"Had a really amazing city hall experience yesterday. Had an issue with parking tickets and the man at the front desk helped me figure it out plus I was able to get a parking permit hassle free! I know…"
Available in Caret

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Essex County and Neighboring Virginia Counties

Cities served near Caret.

June Marcia Williams writes life insurance and supplemental health policies across Essex County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Caret

19 Cities · 3 Counties
Richmond County4
FarnhamManchesterSharpsWarsaw
Essex CountyHome8
Center CrossChamplainHowertonsHustleLaneviewLorettoMillers TavernTappahannock
Westmoreland County7
Colonial BeachHagueKinsaleMontrossNomini GroveOak GroveOldhams
Official Resources

Know your rights in Caret.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Caret insurance — answered.

💰

How much does life insurance cost in Caret?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Caret
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Caret?

Yes. June serves all of Caret and every municipality in Essex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Tappahannock Essex County, VA 10 products available
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You Are Here Caret Essex County, VA
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Next → Center Cross Essex County, VA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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