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Home›Virginia›Essex County›Howertons

June Marcia Williams — Licensed Insurance Agent in Howertons, VA
June Marcia Williams
Your Insurance Agent in Howertons, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Howertons, VA...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Howertons

Dedicated Coverage Options from Final Expense to Term Life in Essex County

The Smart Choice for Dependable Life Insurance in Howertons, VA

Your local licensed agent in Howertons, Essex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Howertons, Essex County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Howertons, VA

Howertons, VA — Your Local Producer

Hello Howertons! In a place with the quiet charm of Essex County, we understand the importance of peace of mind and protecting our families. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Virginia. My focus is on helping my neighbors understand their options for personal insurance—from Term Life and Final Expense to Critical Illness and Accident policies. I'm here to provide clear, one-on-one guidance so you can feel confident in the choices you make for your loved ones' financial security. (NPN: 17209549, Virginia License No: 1575461)

  • Howertons Baptist Church
  • U.S. Route 17 (Tidewater Trail)
  • Howertons Road (VA-620)
NPN17209549VA License1575461
Underwriting Guidelines

What rate class can Howertons applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Howertons. Within Essex County's ~11,000 residents — including the 10.3% currently without health coverage — 34.1% of adults manage high cholesterol and 26.4% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Howertons families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Laneview →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Essex County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
2.6 96 reviews
City of Richmond Virginia (City Hall) photo 1City of Richmond Virginia (City Hall) photo 2City of Richmond Virginia (City Hall) photo 3City of Richmond Virginia (City Hall) photo 4
Photos by Ozan Gurel , Lyn Zacharias , G Aquino , Robert Hunter via Google Maps
View on Google Maps
City of Richmond Virginia (City Hall)
Open now · Mon 8:00 AM – 5:00 PM
(804) 646-7000
rva.gov .GOV
900 E Broad St, Richmond, VA 23219, USA
Recent Reviews
Jill Eades ★★★★★
"I had the best experience yesterday at City Hall! The security officer, the information desk attendant, and the parking permit staff person were so friendly and helpful! The lobby area of City Hall is…"
Grace Downard ★★★★★
"Had a really amazing city hall experience yesterday. Had an issue with parking tickets and the man at the front desk helped me figure it out plus I was able to get a parking permit hassle free! I know…"
Available in Howertons

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Essex County and Neighboring Virginia Counties

Cities served near Howertons.

June Marcia Williams writes life insurance and supplemental health policies across Essex County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Howertons

22 Cities · 3 Counties
King William County5
AylettCentral GarageKing WilliamManquinWest Point
Essex CountyHome8
CaretCenter CrossChamplainHustleLaneviewLorettoMillers TavernTappahannock
Caroline County9
Bowling GreenLake CarolineLake Land'OrLong BranchMilfordPort RoyalRappahannock AcaRuther GlenWoodford
Official Resources

Know your rights in Howertons.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Howertons insurance — answered.

💰

How much does life insurance cost in Howertons?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Howertons
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Howertons?

Yes. June serves all of Howertons and every municipality in Essex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Champlain Essex County, VA 10 products available
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You Are Here Howertons Essex County, VA
•
Next → Hustle Essex County, VA 10 products available

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