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Home›Virginia›Northumberland County›Heathsville

June Marcia Williams — Licensed Insurance Agent in Heathsville, VA
June Marcia Williams
Your Insurance Agent in Heathsville, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Heathsville, VA...
National Producer No.
17209549
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Life Insurance in Heathsville, VA

Dedicated Coverage Options from Final Expense to Term Life in Northumberland County

The Smart Choice for Dependable Life Insurance in Heathsville, VA

Your local licensed agent in Heathsville, Northumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Heathsville, Northumberland County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Heathsville, VA

Heathsville, VA — Your Local Producer

Hello to my neighbors in Heathsville! There's a special kind of peace that comes with living here in Northumberland County, and I believe that peace of mind should extend to your family's financial future. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families navigate their options. Whether you're considering Term Life, Final Expense, or other policies to protect what matters most, I'm here to provide clear, personalized guidance. Let's work together to find a plan that fits your life. (NPN: 17209549, Virginia License No: 1575461)

  • Northumberland County Courthouse
  • Rice's Hotel / Hughlett's Tavern
  • Northumberland Public Library
NPN17209549VA License1575461

Heathsville is home to approximately 126 residents in Northumberland County, with a median age of 34.0. About 91% of homes are owner-occupied; the median home value is $166,000. 25% of adults hold a bachelor's degree or higher; households with children make up 14%; veterans comprise 0% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Heathsville households.

How Heathsville compares to Northumberland County

NORTHUMBERLAND COUNTY · 12K RESIDENTS HEATHSVILLE · 126 RESIDENTS
Northumberland County vs Heathsville — population comparison Northumberland County: 12,007 residents. Heathsville: 126 residents, 1.0% of Northumberland County population.
12,007 NORTHUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
126 HEATHSVILLE RESIDENTS ↳ 1.0% of Northumberland County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Heathsville, VA?

Coverage is widely available. Heathsville sits within Northumberland County (population ~12,000, 7.6% uninsured), where 24.0% of adults have arthritis alongside 12.9% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Callao →

📊 Top Health Considerations (CDC)

Top Health Considerations for Heathsville (CITY) High cholesterol: 45.2%. High blood pressure: 47.7%. Obesity: 37.6%. Diagnosed diabetes: 17.6%. Current cigarette smoking: 12.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HEATHSVILLE High cholesterol 45.2% High blood pressure 47.7% Obesity 37.6% Diagnosed diabetes 17.6% Current cigarette smoking 12.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Northumberland County Gov Portal .GOV
Population ~126
Lack of health insurance (18–64) 7.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5136216
Google Maps
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Photos by Raul Escobar , Raul Escobar , Raul Escobar , Raul Escobar via Google Maps
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Heathsville
Heathsville, VA 22473, USA
Available in Heathsville

Life Insurance Products in Heathsville, VA

9 insurance products available in Heathsville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Northumberland County and Nearby Virginia Counties

Life Insurance by City Near Heathsville, VA

Life insurance by city across Northumberland County and adjacent Virginia counties.

🌟 Cities Served near Heathsville

16 Cities · 3 Counties
Richmond County4
FarnhamManchesterSharpsWarsaw
Northumberland CountyHome5
BurgessCallaoLottsburgReedvilleWicomico Church
Westmoreland County7
Colonial BeachHagueKinsaleMontrossNomini GroveOak GroveOldhams
Official Resources

Know your rights in Heathsville.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Heathsville Life Insurance Questions

💰

How much does life insurance cost in Heathsville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Heathsville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Heathsville?

Yes. June serves all of Heathsville and every municipality in Northumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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