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Home›Virginia›Northumberland County›Callao

June Marcia Williams — Licensed Insurance Agent in Callao, VA
June Marcia Williams
Your Insurance Agent in Callao, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Callao, VA...
National Producer No.
17209549
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Trusted Life Insurance in Callao, VA | Local Expert

Securing Families Across Northumberland County with 9 Tailored Product Lines

Why Callao Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Callao, Northumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Callao, Northumberland County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Callao, VA

Callao, VA — Your Local Producer

For my neighbors here in Callao and across Northumberland County, life has a rhythm all its own. As a local licensed insurance producer, I understand the importance of protecting what matters most to you and your family. My goal is to help you navigate your options for personal insurance, from Term and Whole Life to Final Expense, Critical Illness, and Accident & Injury plans. I'm here to provide clear, straightforward information so you can feel confident in your choices for the future. Let's work together to find a strategy that fits your unique situation. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Northumberland Public Library - Callao Branch
  • Callao Volunteer Fire Department
  • Intersection of Richmond Rd & Northumberland Hwy
NPN17209549VA License1575461
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Callao, VA?

Yes, qualification is common in Callao. Within Northumberland County's ~12,000 residents — including the 7.6% currently without health coverage — 12.0% of adults manage current cigarette smoking and 11.1% live with current asthma per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Callao families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Burgess →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Northumberland County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
5.0 1 review
Callao City Hall photo 1Callao City Hall photo 2
Photos by Mike Bertschinger , Dena Mccully via Google Maps
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Callao City Hall
Closed now · Mon 10:00 AM – 2:00 PM
(660) 768-5414
202 W E 2nd St, Callao, MO 63534, USA
Recent Reviews
Dena Mccully ★★★★★
"I love watching BNSF go By Callao Missouri All Time run good work Track Train Delayed never know Train will be in Time run good."
Available in Callao

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Northumberland County and Neighboring Virginia Counties

Cities served near Callao.

June Marcia Williams writes life insurance and supplemental health policies across Northumberland County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Callao

19 Cities · 3 Counties
Middlesex County10
Church ViewDeltavilleHardyvilleHartfieldJamaicaRemlikSaludaUrbannaWakeWater View
Northumberland CountyHome5
BurgessHeathsvilleLottsburgReedvilleWicomico Church
Richmond County4
FarnhamManchesterSharpsWarsaw
Official Resources

Know your rights in Callao.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Callao insurance — answered.

💰

How much does life insurance cost in Callao?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Callao
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Callao?

Yes. June serves all of Callao and every municipality in Northumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Burgess Northumberland County, VA 10 products available
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You Are Here Callao Northumberland County, VA
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Next → Heathsville Northumberland County, VA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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