Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact I'm an Agent — It's Free

Home›New Jersey›Ocean County›Silver Ridge

June Marcia Williams — Licensed Insurance Agent in Silver Ridge, NJ
June Marcia Williams
Your Insurance Agent in Silver Ridge, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Silver Ridge, NJ...
National Producer No.
17209549
Verify ↗

Life Insurance in Silver Ridge, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Silver Ridge Without the Complexity

Your local licensed agent in Silver Ridge, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Silver Ridge, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Silver Ridge, NJ

Silver Ridge, NJ — Your Local Producer

Hello to my neighbors in Silver Ridge! Living here in Ocean County offers a special kind of peace of mind, and I believe your insurance coverage should provide that same feeling of security. My name is June Marcia Williams, and as a licensed insurance producer right here in New Jersey, I'm dedicated to helping individuals and families understand their options. Whether you're considering Term Life, Final Expense, Critical Illness, or other personal insurance policies, I'm here to provide clear, straightforward guidance. My goal is to help you find a plan that fits your unique situation. (NPN: 17209549, New Jersey License No: 1543971)

  • Silver Ridge Park West Clubhouse
  • Mule Road
  • Silver Ridge Plaza
NPN17209549NJ License1543971

Silver Ridge is home to approximately 1,100 residents in Ocean County, with a median age of 74.3 and a median household income of $33,600. About 97% of homes are owner-occupied; the median home value is $207,000. 14% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 14% of residents. Average household size is 1.3. These demographic markers shape which life insurance products fit Silver Ridge households.

How Silver Ridge compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS SILVER RIDGE · 1K RESIDENTS
Ocean County vs Silver Ridge — population comparison Ocean County: 638,691 residents. Silver Ridge: 1,063 residents, 0.2% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,063 SILVER RIDGE RESIDENTS ↳ 0.2% of Ocean County residents
Underwriting Guidelines

How does diagnosed diabetes impact life insurance underwriting in Silver Ridge, NJ?

Many Silver Ridge residents secure competitive rates despite diagnosed diabetes. Ocean County reports 15.8% adult prevalence (CDC PLACES); 50.4% also manage high cholesterol, with 9.5% of the ~639,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Barnegat →

📊 Top Health Considerations (CDC)

Top Health Considerations for Silver Ridge (CITY) High cholesterol: 50.4%. High blood pressure: 45.4%. Obesity: 30%. Diagnosed diabetes: 15.8%. Current cigarette smoking: 13.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SILVER RIDGE High cholesterol 50.4% High blood pressure 45.4% Obesity 30.0% Diagnosed diabetes 15.8% Current cigarette smoking 13.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~1,063
Lack of health insurance (18–64) 10.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3467665
Google Maps
View on Google Maps
Available in Silver Ridge

Life Insurance Products in Silver Ridge, NJ

10 insurance products available in Silver Ridge

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Silver Ridge, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Silver Ridge

30 Cities · 3 Counties
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Atlantic County10
AbseconAtlantic CityBrigantineCorbin CityHammontonMargate CityNorthfieldPleasantvilleSomers PointVentnor City
Official Resources

Know your rights in Silver Ridge.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Silver Ridge Life Insurance Questions

💰

How much does life insurance cost in Silver Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Silver Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Silver Ridge?

Yes. June serves all of Silver Ridge and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia