June Marcia Williams

Your Insurance Agent in Lakewood, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Lakewood, NJ...

National Producer No.

17209549

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Trusted Life Insurance in Lakewood, NJ | Local Expert

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Lakewood Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Lakewood, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Lakewood, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Lakewood, NJ

Lakewood, NJ — Your Local Producer

As a proud member of the Ocean County community, I understand the importance of protecting what matters most to families here in Lakewood. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping my neighbors navigate their personal insurance options. From Term and Whole Life to Final Expense, Critical Illness, and Accident & Injury policies, I offer personalized guidance to help you understand your choices. My goal is to provide clear, straightforward support as you plan for your family's financial security. (NPN: 17209549, New Jersey License No: 1543971)

Lake Carasaljo
Ocean County Park
Georgian Court University

NPN17209549NJ License1543971

Lakewood is home to approximately 68,600 residents in Ocean County, with a median age of 17.5 and a median household income of $54,800. About 39% of homes are owner-occupied; the median home value is $605,000. 33% of adults hold a bachelor's degree or higher; households with children make up 70%; veterans comprise 1% of residents. Average household size is 4.9. These demographic markers shape which life insurance products fit Lakewood households.

How Lakewood compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS LAKEWOOD · 69K RESIDENTS

638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

68,555 LAKEWOOD RESIDENTS ↳ 10.7% of Ocean County residents

Underwriting Guidelines

Does high cholesterol affect life insurance rates in Lakewood, NJ?

Lakewood applicants with high cholesterol qualify routinely. The local risk pool — Ocean County's ~659,000 residents, 9.5% without health coverage — shows 35.2% adult prevalence of high cholesterol and 28.9% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Lakewood families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Mystic Island →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV

Population ~68,555

Lack of health insurance (18–64) 14.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3438580

2.6 14 reviews

View on Google Maps

Lakewood Municipal Office

(732) 364-2500

twp.lakewood.nj.us

231 3rd St, Lakewood, NJ 08701, USA

Recent Reviews

SardHalami ★★★★★

"It was great to go there and vote it's not my first time being there it's an amazing place I hope I never end up there for any bad reasons"

Jonathan T ★☆☆☆☆

"Terrible experience with the tax collector office. Besides being unhelpful they are very rude, uncaring, and disrespectful."

Available in Lakewood

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized

Coverage Across Ocean County and Neighboring New Jersey Counties

Cities served near Lakewood.

June Marcia Williams writes life insurance and supplemental health policies across Ocean County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Lakewood

30 Cities · 3 Counties

Official Resources

Know your rights in Lakewood.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Lakewood insurance — answered.

💰

How much does life insurance cost in Lakewood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lakewood

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Lakewood?

Yes. June serves all of Lakewood and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Nearby Cities

Coverage continues next door.

← Previous Lakehurst Naec Ocean County, NJ 10 products available

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You Are Here Lakewood Ocean County, NJ

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Next → Lanoka Harbor Ocean County, NJ 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Trusted Life Insurance in Lakewood, NJ | Local Expert

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Lakewood Residents Rely on June for Complete Peace of Mind

Lakewood, NJ — Your Local Producer

How Lakewood compares to Ocean County

Does high cholesterol affect life insurance rates in Lakewood, NJ?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Notary Public

Cities served near Lakewood.

🌟 Cities Served near Lakewood

Know your rights in Lakewood.

New Jersey Department of Banking & Insurance

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Lakewood insurance — answered.

How much does life insurance cost in Lakewood?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Lakewood?

What is critical illness insurance?

How do I verify June's NJ license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources