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Home›New Jersey›Monmouth County›Howell

June Marcia Williams — Licensed Insurance Agent in Howell, NJ
June Marcia Williams
Your Insurance Agent in Howell, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Howell, NJ...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Howell

Dedicated Coverage Options from Final Expense to Term Life in Monmouth County

The Smart Choice for Dependable Life Insurance in Howell, NJ

Your local licensed agent in Howell, Monmouth County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Howell, Monmouth County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Howell, NJ

Howell, NJ — Your Local Producer

Hello, Howell neighbors! Living here in Monmouth County, we appreciate the strong sense of community and the balance of quiet neighborhoods and bustling local spots. As your local licensed insurance producer, I'm here to help you navigate life's uncertainties with confidence. Whether you're considering Term Life, Whole Life, Final Expense, or coverage for critical illness or accidents, I provide personalized guidance to help you understand your options. My goal is to be a trusted resource for you and your family, right here in our community. (June Marcia Williams, NPN: 17209549, New Jersey License No: 1543971)

  • Howell Township Municipal Building
  • Manasquan Reservoir
  • Howell High School
NPN17209549NJ License1543971
Underwriting Guidelines

What rate class can Howell applicants with high blood pressure expect from life insurance carriers?

Yes, qualification is common in Howell. Within Monmouth County's ~643,000 residents — including the 7.7% currently without health coverage — 27.7% of adults manage high blood pressure and 19.4% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Howell families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Monmouth Beach →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monmouth County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
4.3 14 reviews
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Howell Town Hall
Open now · Mon 8:30 AM – 4:30 PM
(732) 938-4500
twp.howell.nj.us
4567 US-9, Howell Township, NJ 07731, USA
Recent Reviews
Kevin Lewis ★★★★★
"Didn't take long to be seen. Was a pretty painless experience."
James Crompton ★★★★★
"Friendly and knowledgeable staff. I'd like to see the elevators shined up though."
Available in Howell

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Monmouth County and Neighboring New Jersey Counties

Cities served near Howell.

June Marcia Williams writes life insurance and supplemental health policies across Monmouth County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Howell

30 Cities · 3 Counties
Ocean County10
Beach Haven WestCrestwood VillageJacksonLeisure VillageLeisure Village EastManahawkinMystic IslandShip BottomSilver RidgeToms River
Monmouth CountyHome10
Asbury ParkBelfordLeonardoLincroftLong BranchNavesinkNew MonmouthNorth MiddletownOceanPort Monmouth
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Official Resources

Know your rights in Howell.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Howell insurance — answered.

💰

How much does life insurance cost in Howell?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Howell
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Howell?

Yes. June serves all of Howell and every municipality in Monmouth County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Holmdel Monmouth County, NJ 10 products available
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