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Home›New Jersey›Ocean County›Ship Bottom

June Marcia Williams — Licensed Insurance Agent in Ship Bottom, NJ
June Marcia Williams
Your Insurance Agent in Ship Bottom, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ship Bottom, NJ...
National Producer No.
17209549
Verify ↗

Life Insurance in Ship Bottom, NJ

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Ship Bottom Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Ship Bottom, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Ship Bottom, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ship Bottom, NJ

Ship Bottom, NJ — Your Local Producer

For my neighbors in Ship Bottom, life is beautifully tied to the rhythm of the tides and the unique charm of our Ocean County community. As the gateway to LBI, we know how important it is to have a solid foundation. That's why I'm dedicated to helping local families protect what matters most. As a licensed New Jersey insurance producer (NPN: 17209549; NJ License No: 1543971), I can help you navigate options for life insurance, final expense, and other personal policies. I'm here to provide clear, straightforward guidance so you can feel confident in your family's financial security.

  • Ship Bottom Borough Hall
  • Dorland J. Henderson Memorial Bridge
  • Ship Bottom Waterfront Park
NPN17209549NJ License1543971

Ship Bottom is home to approximately 995 residents in Ocean County, with a median age of 63.1 and a median household income of $95,200. About 91% of homes are owner-occupied; the median home value is $851,000. 59% of adults hold a bachelor's degree or higher; households with children make up 11%; veterans comprise 6% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Ship Bottom households.

How Ship Bottom compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS SHIP BOTTOM · 995 RESIDENTS
Ocean County vs Ship Bottom — population comparison Ocean County: 638,691 residents. Ship Bottom: 995 residents, 0.2% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
995 SHIP BOTTOM RESIDENTS ↳ 0.2% of Ocean County residents
Underwriting Guidelines

What rate class can Ship Bottom applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Ship Bottom. Within Ocean County's ~639,000 residents — including the 9.5% currently without health coverage — 8.0% of adults manage current cigarette smoking and 11.2% live with diagnosed diabetes per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Whiting →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ship Bottom (CITY) High cholesterol: 48.5%. High blood pressure: 38.7%. Obesity: 25.4%. Diagnosed diabetes: 11.2%. Current cigarette smoking: 8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SHIP BOTTOM High cholesterol 48.5% High blood pressure 38.7% Obesity 25.4% Diagnosed diabetes 11.2% Current cigarette smoking 8.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~995
Lack of health insurance (18–64) 5.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3467110
Google Maps
5.0 21 reviews
Borough Of Ship Bottom photo 1Borough Of Ship Bottom photo 2Borough Of Ship Bottom photo 3Borough Of Ship Bottom photo 4
Photos by Mian Sta Cruz , David Moskowitz , Wendy Drews , Joe Susco via Google Maps
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Borough Of Ship Bottom
(609) 494-2171
shipbottom.org
1621 Long Beach Blvd, Ship Bottom, NJ 08008, USA
Recent Reviews
Wendy Drews ★★★★★
"This is a really good family beach."
Mian Sta Cruz ★★★★★
"Beautiful and clean beach."
Available in Ship Bottom

Life Insurance Products in Ship Bottom, NJ

10 insurance products available in Ship Bottom

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Ship Bottom, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Ship Bottom

30 Cities · 3 Counties
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Ocean CountyHome10
BarnegatBarnegat LightBrickIsland HeightsJacksonLakewoodLavalletteSeaside HeightsSurf CityToms River
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Official Resources

Know your rights in Ship Bottom.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ship Bottom Life Insurance Questions

💰

How much does life insurance cost in Ship Bottom?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ship Bottom
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ship Bottom?

Yes. June serves all of Ship Bottom and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

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Licensed in 5 states NPN verified No obligation
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