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June Marcia Williams — Licensed Insurance Agent in Barnegat Light, NJ
June Marcia Williams
Your Insurance Agent in Barnegat Light, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Barnegat Light, NJ...
National Producer No.
17209549
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Life Insurance in Barnegat Light, NJ

Dedicated Coverage Options from Final Expense to Term Life in Ocean County

The Smart Choice for Dependable Life Insurance in Barnegat Light, NJ

Your local licensed agent in Barnegat Light, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Barnegat Light, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Barnegat Light, NJ

Barnegat Light, NJ — Your Local Producer

For my neighbors in Barnegat Light, the rhythm of life is often set by the tides and the seasons. It's a unique corner of Ocean County, and I understand the importance of protecting your family's future here. My name is June Marcia Williams, and as a licensed insurance producer, I help local residents navigate their options for personal insurance. From Term and Whole Life to policies covering final expenses or unexpected accidents, my focus is on finding a path that fits your specific situation. I'm here to provide clear, straightforward guidance. (NPN: 17209549, New Jersey License No: 1543971).

  • Barnegat Lighthouse State Park
  • Viking Village
  • Borough of Barnegat Light Municipal Building
NPN17209549NJ License1543971

Barnegat Light is home to approximately 435 residents in Ocean County, with a median age of 60.9 and a median household income of $94,000. About 94% of homes are owner-occupied; the median home value is $922,000. 73% of adults hold a bachelor's degree or higher; households with children make up 15%; veterans comprise 6% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Barnegat Light households.

How Barnegat Light compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS BARNEGAT LIGHT · 435 RESIDENTS
Ocean County vs Barnegat Light — population comparison Ocean County: 638,691 residents. Barnegat Light: 435 residents, 0.1% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
435 BARNEGAT LIGHT RESIDENTS ↳ 0.1% of Ocean County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Barnegat Light, NJ?

Yes, qualification is common in Barnegat Light. Within Ocean County's ~639,000 residents — including the 9.5% currently without health coverage — 41.1% of adults manage high blood pressure and 25.6% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Crestwood Village →

📊 Top Health Considerations (CDC)

Top Health Considerations for Barnegat Light (CITY) High cholesterol: 50.8%. High blood pressure: 41.1%. Obesity: 25.6%. Diagnosed diabetes: 12%. Current cigarette smoking: 7.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BARNEGAT LIGHT High cholesterol 50.8% High blood pressure 41.1% Obesity 25.6% Diagnosed diabetes 12.0% Current cigarette smoking 7.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~435
Lack of health insurance (18–64) 4.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3403130
Google Maps
5.0 5 reviews
Barnegat Light Borough Hall photo 1Barnegat Light Borough Hall photo 2
Photos by S S , ALISON Seber via Google Maps
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Barnegat Light Borough Hall
Open now · Mon 8:00 AM – 3:30 PM
(609) 494-9196
barnegatlight.org
10 E 7th St, Barnegat Light, NJ 08006, USA
Recent Reviews
Holly McGhee ★★★★★
"lovely friendly volunteer helped Dar get his dog park pass"
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"Awesome friendly amazing staff."
Available in Barnegat Light

Life Insurance Products in Barnegat Light, NJ

10 insurance products available in Barnegat Light

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Barnegat Light, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Barnegat Light

30 Cities · 3 Counties
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Ocean CountyHome10
BarnegatBrickIsland HeightsJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Atlantic County10
AbseconAtlantic CityBrigantineCorbin CityHammontonMargate CityNorthfieldPleasantvilleSomers PointVentnor City
Official Resources

Know your rights in Barnegat Light.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Barnegat Light Life Insurance Questions

💰

How much does life insurance cost in Barnegat Light?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Barnegat Light
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Barnegat Light?

Yes. June serves all of Barnegat Light and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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