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Home›New Jersey›Ocean County›Surf City

June Marcia Williams — Licensed Insurance Agent in Surf City, NJ
June Marcia Williams
Your Insurance Agent in Surf City, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Surf City, NJ...
National Producer No.
17209549
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Expert Life Insurance Agent in Surf City, NJ | 12+ Years Experience

Top-Rated Financial Protection for Surf City Residents

Honest, Local Insurance Guidance for Your Family's Future in Ocean County

Your local licensed agent in Surf City, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Surf City, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Surf City, NJ

Surf City, NJ — Your Local Producer

For those of us who call Surf City home, life has a special rhythm, shaped by the tides and seasons of the Jersey Shore. Protecting your family's future in this unique Ocean County community is my top priority. I'm June Marcia Williams, a licensed insurance producer living and working right here in New Jersey. I help my neighbors navigate options like Term Life, Final Expense, and Critical Illness insurance to find a plan that fits their needs. Whether you're planning for the long term or preparing for the unexpected, I'm here to provide clear, personal guidance. (NPN: 17209549, NJ License: 1543971)

  • Surf City Borough Hall
  • Surf City Hotel
  • Surf City Volunteer Fire Co. & EMS
NPN17209549NJ License1543971
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Surf City, NJ?

Many Surf City residents secure competitive rates despite current cigarette smoking. Ocean County reports 8.0% adult prevalence (CDC PLACES); 11.2% also manage diagnosed diabetes, with 9.5% of the ~659,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Surf City families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Bay Head →

📊 Top Health Considerations (CDC)

Top Health Considerations for Surf City (CITY) High cholesterol: 48.5%. High blood pressure: 38.7%. Obesity: 25.4%. Diagnosed diabetes: 11.2%. Current cigarette smoking: 8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SURF CITY High cholesterol 48.5% High blood pressure 38.7% Obesity 25.4% Diagnosed diabetes 11.2% Current cigarette smoking 8.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 5.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3471640
Google Maps
3.4 5 reviews
Borough of Surf CIty photo 1Borough of Surf CIty photo 2Borough of Surf CIty photo 3
Photos by Jac Childs , Bradford Buonasera , Rob Rosemarie via Google Maps
View on Google Maps
Borough of Surf CIty
Open now · Mon 9:00 AM – 4:30 PM
(609) 494-3064
surfcitynj.org
813 Long Beach Blvd, Surf City, NJ 08008, USA
Recent Reviews
Amy Baker ★☆☆☆☆
"The porta potties setup for beach goers behind the back are the worst I’ve ever seen. I’ve been here every weekend for the duration of the summer and they’ve yet to be emptied. Before Covid, we could …"
Lenny S ★☆☆☆☆
"Surf city should be ashamed of themselves that I am forced to pay $16 for me my wife and 9 month old baby to come to the beach at 3:15 for a day pass."
Available in Surf City

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Ocean County and Neighboring New Jersey Counties

Cities served near Surf City.

June Marcia Williams writes life insurance and supplemental health policies across Ocean County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Surf City

30 Cities · 3 Counties
Mercer County10
Dutch NeckGrovevilleHamilton SquareMercervilleRobbinsville CenterTrentonWest TrentonWhite HorseWindsorYardville
Ocean CountyHome10
Beach Haven WestCrestwood VillageJacksonLeisure VillageLeisure Village EastManahawkinMystic IslandShip BottomSilver RidgeToms River
Camden County10
BarclayBlackwoodCamdenEchelonGrenlochHi-NellaLindenwoldSicklervilleWestmontWinslow
Official Resources

Know your rights in Surf City.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Surf City insurance — answered.

💰

How much does life insurance cost in Surf City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Surf City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Surf City?

Yes. June serves all of Surf City and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous South Toms River Ocean County, NJ 10 products available
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