June Marcia Williams

Your Insurance Agent in Barnegat, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Barnegat, NJ...

National Producer No.

17209549

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Life Insurance in Ocean County, NJ

Your Dedicated Advocate for Simplified-Issue Policies in Ocean County

Why Working with a Local NJ Producer Beats the Big Carriers

Protect your family in Ocean County. 55 municipalities. 9 product lines. One licensed agent.

Licensed New Jersey agent June Marcia Williams (#1543971, NPN 17209549) writes life insurance for Ocean County, New Jersey residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Ocean, NJ

Across Ocean County

As a licensed insurance producer, I am proud to serve the families and businesses of Ocean County. From the bustling county seat in Toms River to the beautiful coastal communities, this area is a vibrant hub defined by its unique position along the Jersey Shore. I specialize in helping my neighbors protect what matters most, whether it's securing their family's future along the Garden State Parkway commuter corridor or providing peace of mind for homeowners throughout our coastal region. My goal is to offer personalized life and health insurance solutions that fit your specific needs. (June Marcia Williams, NPN: 17209549, NJ License No: 1543971)

Ocean County Courthouse
Community Medical Center
Island Beach State Park

NPN17209549NJ License1543971

How Ocean County compares to New Jersey

NEW JERSEY · 9.2M RESIDENTS OCEAN COUNTY · 639K RESIDENTS

9,249,063 NEW JERSEY POPULATION ↳ 1 cell ≈ 100,000 residents

638,691 OCEAN COUNTY RESIDENTS ↳ 6.9% of New Jersey residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Ocean County, NJ?

Life insurance carriers price Ocean County's ~639,000 residents — 9.5% lacking health insurance — against the local health profile: High cholesterol (35.4%), High blood pressure (35.0%), Obesity (29.8%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~639,000
Lack of health insurance (18–64) 9.5%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 34029

5.0 5 reviews

Ocean County Administration Building photo 1

Photos by Kostas Mastauskas via Google Maps

View on Google Maps

Ocean County Administration Building

Open now · Mon 8:00 AM – 5:00 PM

(732) 929-2147

co.ocean.nj.us

101 Hooper Ave, Toms River, NJ 08753, USA

Recent Reviews

Kostas Mastauskas ★★★★★

"For many years now, on the occasion of Lithuania's Independence Day - aka "Vasario 16-oji", New Jersey Lithuanians are gathering to raise the Lithuanian Tricolor and sing the Lithuania's National Ant…"

Devon Crew ★★★★★

"From Marie Lopresti. Kevin Troncone, Lourdes Pumar were amazing in helping me with what I needed. It was a great, seamless experience. Highly recommend them with any service you need. Thank you again …"

Products Available

Life Insurance Products in Ocean County

10 insurance products available in Ocean County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Explore NJ Notary Services

Coverage by Product

Ocean County Insurance by Product

Every city with listings in Ocean County.

🛡️ Term Life

55 Cities

💎 Whole Life

55 Cities

📈 Universal Life

55 Cities

🏥 Critical Illness

55 Cities

🏨 Hospital Indemnity

55 Cities

⚡ Accident & Injury

55 Cities

🏢 Business Life

55 Cities

🔑 Special Situations

55 Cities

🕊️ Final Expense

55 Cities

📋 Notary Public

55 Cities

Official Resources

Know your rights in Ocean County.

State and federal resources for insurance consumers. Verify, research, protect.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law. NJ DOBI regulates all insurance in New Jersey.

Visit www.nj.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Ocean County Life Insurance Questions

Costs, eligibility, and coverage rules for Ocean County.

💰

How much does life insurance cost in Ocean County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ocean County

🏙️

What cities does June serve in Ocean County?

All 55 municipalities in Ocean County, including Barnegat, Barnegat Light, Bay Head, Bayville, Beachwood, Brick. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

55 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary public services.

9 Products

⚱️

What is the average NJ funeral cost?

Approximately $9,443 in New Jersey. Final expense insurance covers burial, memorial, and medical bills.

NJ Data

✅

How do I verify June's license?

Verify through NJ DOBI or NIPR. June Marcia Williams — NPN 17209549, NJ License #1543971.

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