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Home›New Jersey›Ocean County›Barnegat

June Marcia Williams — Licensed Insurance Agent in Barnegat, NJ
June Marcia Williams
Your Insurance Agent in Barnegat, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Barnegat, NJ...
National Producer No.
17209549
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Life Insurance in Barnegat, NJ

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Barnegat Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Barnegat, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Barnegat, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Barnegat, NJ

Barnegat, NJ — Your Local Producer

Living here in the Barnegat area, we all appreciate the unique coastal charm and strong sense of community that defines Ocean County. As you plan for your family's future, it's important to have financial protection that fits our local way of life. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549), I'm here to help my Barnegat neighbors navigate their options. I offer a range of personal policies, including Term, Whole, and Universal Life, Final Expense, Critical Illness, and more, all tailored to your specific needs. (NJ License No: 1543971)

  • Barnegat Township Municipal Building
  • Barnegat Public Dock
  • Barnegat High School
NPN17209549NJ License1543971

Barnegat is home to approximately 3,300 residents in Ocean County, with a median age of 41.1 and a median household income of $98,600. About 85% of homes are owner-occupied; the median home value is $338,000. 43% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 5% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Barnegat households.

How Barnegat compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS BARNEGAT · 3K RESIDENTS
Ocean County vs Barnegat — population comparison Ocean County: 638,691 residents. Barnegat: 3,284 residents, 0.5% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,284 BARNEGAT RESIDENTS ↳ 0.5% of Ocean County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Barnegat, NJ?

Barnegat applicants with high cholesterol qualify routinely. The local risk pool — Ocean County's ~639,000 residents, 9.5% without health coverage — shows 44.3% adult prevalence of high cholesterol and 36.3% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cedar Glen West →

📊 Top Health Considerations (CDC)

Top Health Considerations for Barnegat (CITY) High cholesterol: 44.3%. High blood pressure: 36.3%. Obesity: 29%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 12.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BARNEGAT High cholesterol 44.3% High blood pressure 36.3% Obesity 29.0% Diagnosed diabetes 11.5% Current cigarette smoking 12.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~3,284
Lack of health insurance (18–64) 9.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3403040
Google Maps
4.6 8 reviews
Barnegat Township Municipal photo 1Barnegat Township Municipal photo 2
Photos by John Smith , Claudia Cipriani via Google Maps
View on Google Maps
Barnegat Township Municipal
Open now · Mon 8:30 AM – 4:30 PM
(609) 698-0080
barnegat.net
900 W Bay Ave, Barnegat, NJ 08005, USA
Recent Reviews
Vince Damelio ★★★★★
"My new favorite Township, every time I go in there, they are always friendly. The staff told me that I look beautiful today. I do business all over NJ & Barnegat I can say this is one of the most frie…"
M D ★★★★★
"Brand new beautiful facility. I was here for development board approval for our new project. Had great experience with the board."
Available in Barnegat

Life Insurance Products in Barnegat, NJ

10 insurance products available in Barnegat

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Barnegat, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Barnegat

30 Cities · 3 Counties
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Ocean CountyHome10
Barnegat LightBrickIsland HeightsJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Official Resources

Know your rights in Barnegat.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Barnegat Life Insurance Questions

💰

How much does life insurance cost in Barnegat?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Barnegat
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Barnegat?

Yes. June serves all of Barnegat and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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