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Home›New Jersey›Ocean County›Lavallette

June Marcia Williams — Licensed Insurance Agent in Lavallette, NJ
June Marcia Williams
Your Insurance Agent in Lavallette, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lavallette, NJ...
National Producer No.
17209549
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Life Insurance in Lavallette, NJ

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Lavallette Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Lavallette, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Lavallette, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Lavallette, NJ

Lavallette, NJ — Your Local Producer

Living here in the Lavallette area, I understand the unique peace of mind that comes with life by the shore. From the quiet beauty of the off-season to the vibrant energy of summer, we value security for our families and our futures. As a licensed insurance producer for New Jersey, I help my neighbors navigate their options for personal protection. Whether you're considering Term Life, Final Expense, or other coverages for life's unexpected turns, I'm here to provide clear, straightforward guidance. I'm June Marcia Williams, ready to help you plan. (NPN: 17209549; New Jersey License No: 1543971).

  • Lavallette Borough Hall
  • Lavallette Elementary School
  • Centennial Garden
NPN17209549NJ License1543971

Lavallette is home to approximately 2,000 residents in Ocean County, with a median age of 61.5 and a median household income of $109,000. About 80% of homes are owner-occupied; the median home value is $925,000. 55% of adults hold a bachelor's degree or higher; households with children make up 13%; veterans comprise 6% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Lavallette households.

How Lavallette compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS LAVALLETTE · 2K RESIDENTS
Ocean County vs Lavallette — population comparison Ocean County: 638,691 residents. Lavallette: 2,036 residents, 0.3% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,036 LAVALLETTE RESIDENTS ↳ 0.3% of Ocean County residents
Underwriting Guidelines

Are Lavallette residents with current cigarette smoking able to qualify for life insurance?

Yes. Ocean County's health profile — 639,000 residents, 9.5% uninsured, 9.1% adults with current cigarette smoking, 12.1% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Lavallette applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby North Beach Haven →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lavallette (CITY) High cholesterol: 49.5%. High blood pressure: 40.8%. Obesity: 26%. Diagnosed diabetes: 12.1%. Current cigarette smoking: 9.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAVALLETTE High cholesterol 49.5% High blood pressure 40.8% Obesity 26.0% Diagnosed diabetes 12.1% Current cigarette smoking 9.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~2,036
Lack of health insurance (18–64) 5.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3439390
Google Maps
4.3 6 reviews
Borough of Lavallette photo 1Borough of Lavallette photo 2Borough of Lavallette photo 3
Photos by Borough of Lavallette , cristy poperowitz , Borough of Lavallette via Google Maps
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Borough of Lavallette
Open now · Mon 8:00 AM – 4:00 PM
(732) 793-7477
lavallette.org
1306 Grand Central Ave 2nd floor, Lavallette, NJ 08735, USA
Recent Reviews
Roping M Trucking ★☆☆☆☆
"This city government has no respect for the Constitution nor the veterans who served to keep us free. They strongly support Putin ideology of a non transparent government. There are multiple videos o…"
John Niziolek ★★★★★
"A sleepy little shore town that is the quintessential meaning of what a little beach town should be. I grew up here when I was younger and have many fond memories of the beach, the bay, and all of the…"
Available in Lavallette

Life Insurance Products in Lavallette, NJ

10 insurance products available in Lavallette

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Lavallette, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Lavallette

30 Cities · 3 Counties
Camden County10
BarringtonCamdenCollingswoodGloucester CityHaddonfieldHi-NellaLindenwoldSomerdaleStratfordWinslow
Ocean CountyHome10
BarnegatBarnegat LightBrickIsland HeightsJacksonLakewoodSeaside HeightsShip BottomSurf CityToms River
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Official Resources

Know your rights in Lavallette.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lavallette Life Insurance Questions

💰

How much does life insurance cost in Lavallette?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lavallette
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lavallette?

Yes. June serves all of Lavallette and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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