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Home›New Jersey›Ocean County›Island Heights

June Marcia Williams — Licensed Insurance Agent in Island Heights, NJ
June Marcia Williams
Your Insurance Agent in Island Heights, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Island Heights, NJ...
National Producer No.
17209549
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Trusted Life Insurance in Island Heights, NJ | Local Expert

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Island Heights Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Island Heights, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Island Heights, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Island Heights, NJ

Island Heights, NJ — Your Local Producer

For my neighbors in Island Heights, living in our unique corner of Ocean County means appreciating the beauty of the Toms River and our close-knit community. It also means planning for the future to protect what matters most. I'm June Marcia Williams, a licensed insurance producer right here in New Jersey, dedicated to helping Island Heights families navigate their options. Whether you're considering Term Life, Final Expense, or other personal insurance policies to secure your family's financial well-being, I'm here to provide clear, personalized guidance. (NPN: 17209549, New Jersey License No: 1543971)

  • Island Heights Boardwalk
  • Island Heights Borough Hall
  • Island Heights Elementary School
NPN17209549NJ License1543971

Island Heights is home to approximately 1,500 residents in Ocean County, with a median age of 54.2 and a median household income of $105,000. About 90% of homes are owner-occupied; the median home value is $461,000. 50% of adults hold a bachelor's degree or higher; households with children make up 18%; veterans comprise 6% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Island Heights households.

How Island Heights compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS ISLAND HEIGHTS · 2K RESIDENTS
Ocean County vs Island Heights — population comparison Ocean County: 638,691 residents. Island Heights: 1,521 residents, 0.2% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,521 ISLAND HEIGHTS RESIDENTS ↳ 0.2% of Ocean County residents
Underwriting Guidelines

Are Island Heights residents with current cigarette smoking able to qualify for life insurance?

Island Heights applicants with current cigarette smoking qualify routinely. The local risk pool — Ocean County's ~659,000 residents, 9.5% without health coverage — shows 10.0% adult prevalence of current cigarette smoking and 10.2% with diagnosed diabetes. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Island Heights families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Leisure Village East →

📊 Top Health Considerations (CDC)

Top Health Considerations for Island Heights (CITY) High cholesterol: 45.1%. High blood pressure: 34.8%. Obesity: 27.3%. Diagnosed diabetes: 10.2%. Current cigarette smoking: 10%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ISLAND HEIGHTS High cholesterol 45.1% High blood pressure 34.8% Obesity 27.3% Diagnosed diabetes 10.2% Current cigarette smoking 10.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~1,521
Lack of health insurance (18–64) 5.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3434530
Google Maps
3.7 3 reviews
Municipal Building - Borough of Island Heights photo 1
Photos by Jenny S via Google Maps
View on Google Maps
Municipal Building - Borough of Island Heights
(732) 270-6415
islandheightsborough.gov .GOV
1 Wanamaker Municipal Complex, Island Heights, NJ 08732, USA
Recent Reviews
Ryan Kilbride ★☆☆☆☆
"Got screamed at by the people at the recycling center today for making a mistake with the recycling. This is not the same town I grew up in."
Jenny S ★★★★★
"💛 quiet , nice 😌😊"
Available in Island Heights

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Ocean County and Neighboring New Jersey Counties

Cities served near Island Heights.

June Marcia Williams writes life insurance and supplemental health policies across Ocean County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Island Heights

30 Cities · 3 Counties
Mercer County10
Dutch NeckGrovevilleHamilton SquareMercervilleRobbinsville CenterTrentonWest TrentonWhite HorseWindsorYardville
Ocean CountyHome10
Beach Haven WestCrestwood VillageJacksonLeisure VillageLeisure Village EastManahawkinMystic IslandShip BottomSilver RidgeToms River
Camden County10
BarclayBlackwoodCamdenEchelonGrenlochHi-NellaLindenwoldSicklervilleWestmontWinslow
Official Resources

Know your rights in Island Heights.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Island Heights insurance — answered.

💰

How much does life insurance cost in Island Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Island Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Island Heights?

Yes. June serves all of Island Heights and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

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