June Marcia Williams

Your Insurance Agent in Point Pleasant, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Point Pleasant, NJ...

National Producer No.

17209549

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Life Insurance in Point Pleasant, NJ

Dedicated Coverage Options from Final Expense to Term Life in Ocean County

The Smart Choice for Dependable Life Insurance in Point Pleasant, NJ

Your local licensed agent in Point Pleasant, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Point Pleasant, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Point Pleasant, NJ

Point Pleasant, NJ — Your Local Producer

Living here in Point Pleasant, we cherish the unique quality of life our Ocean County community provides, from quiet days near the Manasquan River to the bustling town center. As a licensed insurance producer, I understand that protecting your family's future is a top priority. My name is June Marcia Williams, and I'm here to help my neighbors navigate their options for personal insurance, including Term Life, Final Expense, and Accident & Injury policies. I provide clear, straightforward guidance to help you find a plan that fits your specific needs. (NPN: 17209549, New Jersey License No: 1543971)

Point Pleasant Borough Hall
Riverfront Park
Point Pleasant Borough High School

NPN17209549NJ License1543971

Point Pleasant is home to approximately 19,000 residents in Ocean County, with a median age of 44.8 and a median household income of $106,000. About 81% of homes are owner-occupied; the median home value is $475,000. 46% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 4% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Point Pleasant households.

How Point Pleasant compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS POINT PLEASANT · 19K RESIDENTS

638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

19,024 POINT PLEASANT RESIDENTS ↳ 3.0% of Ocean County residents

Underwriting Guidelines

What rate class can Point Pleasant applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Point Pleasant. Within Ocean County's ~639,000 residents — including the 9.5% currently without health coverage — 29.8% of adults manage arthritis and 10.7% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Tuckerton →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV

Population ~19,024

Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3459880

Photos by Brett McNamara (Freeport Freelancer) , Shopping Guru Personal Shopper , Ronnee Mozeson , pradell pompilus via Google Maps

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Point Pleasant

ptboro.com

Point Pleasant, NJ 08742, USA

Available in Point Pleasant

Life Insurance Products in Point Pleasant, NJ

10 insurance products available in Point Pleasant

Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Point Pleasant, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Point Pleasant

30 Cities · 3 Counties

Monmouth County10

Asbury Park Hazlet Holmdel Howell Keansburg Long Branch Manalapan Marlboro Union Beach Wall

Ocean CountyHome10

Barnegat Barnegat Light Brick Jackson Lakewood Lavallette Seaside Heights Ship Bottom Surf City Toms River

Atlantic County10

Absecon Atlantic City Brigantine Corbin City Hammonton Margate City Northfield Pleasantville Somers Point Ventnor City

Official Resources

Know your rights in Point Pleasant.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Point Pleasant Life Insurance Questions

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How much does life insurance cost in Point Pleasant?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Point Pleasant

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What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Point Pleasant?

Yes. June serves all of Point Pleasant and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

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How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

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