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Home›New Jersey›Ocean County›Point Pleasant

June Marcia Williams — Licensed Insurance Agent in Point Pleasant, NJ
June Marcia Williams
Your Insurance Agent in Point Pleasant, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Point Pleasant, NJ...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Point Pleasant

Dedicated Coverage Options from Final Expense to Term Life in Ocean County

The Smart Choice for Dependable Life Insurance in Point Pleasant, NJ

Your local licensed agent in Point Pleasant, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Point Pleasant, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Point Pleasant, NJ

Point Pleasant, NJ — Your Local Producer

Living here in Point Pleasant, we cherish the unique quality of life our Ocean County community provides, from quiet days near the Manasquan River to the bustling town center. As a licensed insurance producer, I understand that protecting your family's future is a top priority. My name is June Marcia Williams, and I'm here to help my neighbors navigate their options for personal insurance, including Term Life, Final Expense, and Accident & Injury policies. I provide clear, straightforward guidance to help you find a plan that fits your specific needs. (NPN: 17209549, New Jersey License No: 1543971)

  • Point Pleasant Borough Hall
  • Riverfront Park
  • Point Pleasant Borough High School
NPN17209549NJ License1543971

Point Pleasant is home to approximately 19,000 residents in Ocean County, with a median age of 44.8 and a median household income of $106,000. About 81% of homes are owner-occupied; the median home value is $475,000. 46% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 4% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Point Pleasant households.

How Point Pleasant compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS POINT PLEASANT · 19K RESIDENTS
Ocean County vs Point Pleasant — population comparison Ocean County: 638,691 residents. Point Pleasant: 19,024 residents, 3.0% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
19,024 POINT PLEASANT RESIDENTS ↳ 3.0% of Ocean County residents
Underwriting Guidelines

What rate class can Point Pleasant applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Point Pleasant. Within Ocean County's ~659,000 residents — including the 9.5% currently without health coverage — 29.8% of adults manage arthritis and 10.7% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Point Pleasant families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Tuckerton →

📊 Top Health Considerations (CDC)

Top Health Considerations for Point Pleasant (CITY) High cholesterol: 41.7%. High blood pressure: 31.3%. Obesity: 27.8%. Diagnosed diabetes: 9.2%. Current cigarette smoking: 10.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · POINT PLEASANT High cholesterol 41.7% High blood pressure 31.3% Obesity 27.8% Diagnosed diabetes 9.2% Current cigarette smoking 10.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~19,024
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3459880
Google Maps
Point Pleasant photo 1Point Pleasant photo 2Point Pleasant photo 3Point Pleasant photo 4
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Point Pleasant
ptboro.com
Point Pleasant, NJ 08742, USA
Available in Point Pleasant

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Ocean County and Neighboring New Jersey Counties

Cities served near Point Pleasant.

June Marcia Williams writes life insurance and supplemental health policies across Ocean County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Point Pleasant

30 Cities · 3 Counties
Monmouth County10
Asbury ParkBelfordLeonardoLincroftLong BranchNavesinkNew MonmouthNorth MiddletownOceanPort Monmouth
Ocean CountyHome10
Beach Haven WestCrestwood VillageJacksonLeisure VillageLeisure Village EastManahawkinMystic IslandShip BottomSilver RidgeToms River
Atlantic County10
Atlantic CityBargaintownCollings LakesEast VinelandEnglish CreekLeeds PointMilmayOceanvilleSmithvilleSomers Point
Official Resources

Know your rights in Point Pleasant.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Point Pleasant insurance — answered.

💰

How much does life insurance cost in Point Pleasant?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Point Pleasant
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Point Pleasant?

Yes. June serves all of Point Pleasant and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

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