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June Marcia Williams — Licensed Insurance Agent in Pine Ridge at Crestwood, NJ
June Marcia Williams
Your Insurance Agent in Pine Ridge at Crestwood, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pine Ridge at Crestwood, NJ...
National Producer No.
17209549
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Life Insurance in Pine Ridge at Crestwood, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Pine Ridge at Crestwood Without the Complexity

Your local licensed agent in Pine Ridge at Crestwood, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Pine Ridge at Crestwood, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Pine Ridge at Crestwood, NJ

Pine Ridge at Crestwood, NJ — Your Local Producer

Hello, Pine Ridge at Crestwood neighbors. Living here in our quiet corner of Ocean County offers a special kind of peace of mind, and I believe your financial planning should reflect that same sense of security. My name is June Marcia Williams, and as a licensed New Jersey insurance producer, I specialize in helping individuals and families find the right personal insurance plans. Whether you're considering Term Life, Final Expense, or other options like Critical Illness or Accident & Injury coverage, I'm here to provide clear, personalized guidance to protect what matters most. (NPN: 17209549, NJ License No: 1543971)

  • Crestwood Lake
  • Pine Ridge at Crestwood Clubhouse
  • Intersection of Schoolhouse Road and Route 530
NPN17209549NJ License1543971

Pine Ridge at Crestwood is home to approximately 2,700 residents in Ocean County, with a median age of 67.6 and a median household income of $56,800. About 95% of homes are owner-occupied; the median home value is $116,000. 10% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 17% of residents. Average household size is 1.6. These demographic markers shape which life insurance products fit Pine Ridge at Crestwood households.

How Pine Ridge at Crestwood compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS PINE RIDGE AT CRESTWOOD · 3K RESIDENTS
Ocean County vs Pine Ridge at Crestwood — population comparison Ocean County: 638,691 residents. Pine Ridge at Crestwood: 2,674 residents, 0.4% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,674 PINE RIDGE AT CRESTWOOD RESIDENTS ↳ 0.4% of Ocean County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Pine Ridge at Crestwood, NJ?

Yes, qualification is common in Pine Ridge at Crestwood. Within Ocean County's ~639,000 residents — including the 9.5% currently without health coverage — 29.8% of adults manage arthritis and 12.1% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Toms River →

📊 Top Health Considerations (CDC)

Top Health Considerations for Pine Ridge at Crestwood (CITY) High cholesterol: 53.7%. High blood pressure: 49.4%. Obesity: 28.5%. Diagnosed diabetes: 16.8%. Current cigarette smoking: 12.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PINE RIDGE AT CRESTWOOD High cholesterol 53.7% High blood pressure 49.4% Obesity 28.5% Diagnosed diabetes 16.8% Current cigarette smoking 12.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~2,674
Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3458852
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Available in Pine Ridge at Crestwood

Life Insurance Products in Pine Ridge at Crestwood, NJ

10 insurance products available in Pine Ridge at Crestwood

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Pine Ridge at Crestwood, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Pine Ridge at Crestwood

30 Cities · 3 Counties
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Official Resources

Know your rights in Pine Ridge at Crestwood.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Pine Ridge at Crestwood Life Insurance Questions

💰

How much does life insurance cost in Pine Ridge at Crestwood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pine Ridge at Crestwood
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Pine Ridge at Crestwood?

Yes. June serves all of Pine Ridge at Crestwood and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

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