June Marcia Williams

Your Insurance Agent in Pine Ridge at Crestwood, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Pine Ridge at Crestwood, NJ...

National Producer No.

17209549

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Life Insurance in Pine Ridge at Crestwood, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Pine Ridge at Crestwood Without the Complexity

Your local licensed agent in Pine Ridge at Crestwood, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Pine Ridge at Crestwood, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Pine Ridge at Crestwood, NJ

Pine Ridge at Crestwood, NJ — Your Local Producer

Hello, Pine Ridge at Crestwood neighbors. Living here in our quiet corner of Ocean County offers a special kind of peace of mind, and I believe your financial planning should reflect that same sense of security. My name is June Marcia Williams, and as a licensed New Jersey insurance producer, I specialize in helping individuals and families find the right personal insurance plans. Whether you're considering Term Life, Final Expense, or other options like Critical Illness or Accident & Injury coverage, I'm here to provide clear, personalized guidance to protect what matters most. (NPN: 17209549, NJ License No: 1543971)

Crestwood Lake
Pine Ridge at Crestwood Clubhouse
Intersection of Schoolhouse Road and Route 530

NPN17209549NJ License1543971

Pine Ridge at Crestwood is home to approximately 2,700 residents in Ocean County, with a median age of 67.6 and a median household income of $56,800. About 95% of homes are owner-occupied; the median home value is $116,000. 10% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 17% of residents. Average household size is 1.6. These demographic markers shape which life insurance products fit Pine Ridge at Crestwood households.

How Pine Ridge at Crestwood compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS PINE RIDGE AT CRESTWOOD · 3K RESIDENTS

638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

2,674 PINE RIDGE AT CRESTWOOD RESIDENTS ↳ 0.4% of Ocean County residents

Underwriting Guidelines

Does arthritis affect life insurance rates in Pine Ridge at Crestwood, NJ?

Yes, qualification is common in Pine Ridge at Crestwood. Within Ocean County's ~639,000 residents — including the 9.5% currently without health coverage — 29.8% of adults manage arthritis and 12.1% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Toms River →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV

Population ~2,674

Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3458852

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Available in Pine Ridge at Crestwood

Life Insurance Products in Pine Ridge at Crestwood, NJ

10 insurance products available in Pine Ridge at Crestwood

Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Pine Ridge at Crestwood, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Pine Ridge at Crestwood

30 Cities · 3 Counties

Burlington County10

Bordentown Burlington Delanco Eastampton Twp Florence Hainesport Moorestown Mount Laurel Riverton Willingboro

Ocean CountyHome10

Barnegat Barnegat Light Brick Jackson Lakewood Lavallette Seaside Heights Ship Bottom Surf City Toms River

Monmouth County10

Asbury Park Hazlet Holmdel Howell Keansburg Long Branch Manalapan Marlboro Union Beach Wall

Official Resources

Know your rights in Pine Ridge at Crestwood.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Pine Ridge at Crestwood Life Insurance Questions

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How much does life insurance cost in Pine Ridge at Crestwood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pine Ridge at Crestwood

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What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Pine Ridge at Crestwood?

Yes. June serves all of Pine Ridge at Crestwood and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

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How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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Licensed in 5 states NPN verified No obligation

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