June Marcia Williams
Your Insurance Agent in Osbornsville, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Osbornsville, NJ...
Life Insurance in Osbornsville, NJ
Securing Families Across Ocean County with 9 Tailored Product Lines
Why Osbornsville Residents Rely on June for Complete Peace of Mind
Your local licensed agent in Osbornsville, Ocean County. 9 product lines. 12 years of experience. One call away.
June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Osbornsville, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.
✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Osbornsville, NJOsbornsville, NJ — Your Local Producer
Hello, Osbornsville! As a fellow Ocean County resident, I appreciate the unique, close-knit character of our community here in Brick. My mission is to provide my neighbors with clear, straightforward guidance on personal insurance matters. I can help you explore options for Term, Whole, or Universal Life insurance, as well as policies for Final Expense, Critical Illness, and Accident & Injury. I also assist with Business Life insurance and other special situations. My goal is to help you feel confident and prepared for the future. I'm June Marcia Williams, a licensed insurance producer (NPN: 17209549, NJ License No: 1543971).
- 1Osbornville Elementary School
- 2Angela C. Hibbard Park
- 3Intersection of Drum Point Road and Adamston Road
NPN17209549NJ License1543971
Underwriting Guidelines
Are Osbornsville residents with obesity able to qualify for life insurance?
Yes. Ocean County's health profile — 639,000 residents, 9.5% uninsured, 29.8% adults with obesity, 29.8% with arthritis — shapes how A-rated carriers tier rate classes for Osbornsville applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.
Coverage options and underwriting standards vary by carrier. View insurance in nearby Silver Ridge →
📊 Top Health Considerations (CDC)
Tier projection blends county-level prevalence with carrier underwriting bands.
Higher prevalence shifts more of each bar into Standard and Rated/Watch
segments. Use as a county baseline, not an individual underwriting outcome.
Preferred Range
Standard
Rated / Watch
Available in Osbornsville
Life Insurance Products in Osbornsville, NJ
10 insurance products available in Osbornsville
Life Insurance in Ocean County and Nearby New Jersey Counties
Life Insurance by City Near Osbornsville, NJ
Life insurance by city across Ocean County and adjacent New Jersey counties.
Official Resources
Know your rights in Osbornsville.
New Jersey Department of Banking & Insurance
File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.
Visit nj.gov/dobi →.GOV Verify Agent License (NIPR)
Look up June's NPN (17209549), active licenses, and state appointments.
Visit nipr.com →.COM NAIC Consumer Guides
Free guides on choosing life insurance, understanding policy types, and filing complaints.
Visit naic.org →.ORG FTC Life Insurance Guide
Federal consumer guide — what to watch for and your federal protections.
Visit ftc.gov →.GOV Frequently Asked Questions
Osbornsville Life Insurance Questions
💰
How much does life insurance cost in Osbornsville?
Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.
Osbornsville 📋
What types of insurance are available here?
Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.
9 Products 🔑
Coverage with a pre-existing condition?
Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.
Special Situations 🏙️
Does June serve all of Osbornsville?
Yes. June serves all of Osbornsville and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.
Full Coverage 🏥
What is critical illness insurance?
Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.
Critical Illness ✅
How do I verify June's NJ license?
Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.
Verified Talk to a real person. Today.
No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.
Licensed in 5 states NPN verified No obligation
