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Home›New Jersey›Ocean County›Ocean Gate

June Marcia Williams — Licensed Insurance Agent in Ocean Gate, NJ
June Marcia Williams
Your Insurance Agent in Ocean Gate, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ocean Gate, NJ...
National Producer No.
17209549
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Life Insurance in Ocean Gate, NJ

Top-Rated Financial Protection for Ocean Gate Residents

Honest, Local Insurance Guidance for Your Family's Future in Ocean County

Your local licensed agent in Ocean Gate, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Ocean Gate, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ocean Gate, NJ

Ocean Gate, NJ — Your Local Producer

Hello, Ocean Gate! As a fellow New Jersey resident, I understand the unique peace of mind that comes with living in a close-knit community like ours here in Ocean County. Life along the shore has its own rhythm, and your financial protection should be tailored to match it. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for personal insurance—from life and final expense to accident and critical illness policies. I'm here to provide clear guidance so you can make confident decisions. (NPN: 17209549, New Jersey License No: 1543971)

  • Ocean Gate Boardwalk
  • Ocean Gate Borough Hall
  • Ocean Gate Elementary School
NPN17209549NJ License1543971

Ocean Gate is home to approximately 1,700 residents in Ocean County, with a median age of 46.1 and a median household income of $67,800. About 80% of homes are owner-occupied; the median home value is $323,000. 31% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Ocean Gate households.

How Ocean Gate compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS OCEAN GATE · 2K RESIDENTS
Ocean County vs Ocean Gate — population comparison Ocean County: 638,691 residents. Ocean Gate: 1,682 residents, 0.3% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,682 OCEAN GATE RESIDENTS ↳ 0.3% of Ocean County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Ocean Gate, NJ?

Many Ocean Gate residents secure competitive rates despite obesity. Ocean County reports 29.7% adult prevalence (CDC PLACES); 29.8% also manage arthritis, with 9.5% of the ~639,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Ship Bottom →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ocean Gate (CITY) High cholesterol: 41.3%. High blood pressure: 32.3%. Obesity: 29.7%. Diagnosed diabetes: 10.1%. Current cigarette smoking: 14%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OCEAN GATE High cholesterol 41.3% High blood pressure 32.3% Obesity 29.7% Diagnosed diabetes 10.1% Current cigarette smoking 14.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~1,682
Lack of health insurance (18–64) 8.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3454450
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Ocean Gate photo 1Ocean Gate photo 2
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Ocean Gate
Ocean Gate, NJ, USA
Available in Ocean Gate

Life Insurance Products in Ocean Gate, NJ

10 insurance products available in Ocean Gate

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Ocean Gate, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Ocean Gate

30 Cities · 3 Counties
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Atlantic County10
AbseconAtlantic CityBrigantineCorbin CityHammontonMargate CityNorthfieldPleasantvilleSomers PointVentnor City
Official Resources

Know your rights in Ocean Gate.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ocean Gate Life Insurance Questions

💰

How much does life insurance cost in Ocean Gate?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ocean Gate
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ocean Gate?

Yes. June serves all of Ocean Gate and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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