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June Marcia Williams — Licensed Insurance Agent in Holiday City-Berkeley, NJ
June Marcia Williams
Your Insurance Agent in Holiday City-Berkeley, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Holiday City-Berkeley, NJ...
National Producer No.
17209549
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Trusted Life Insurance in Holiday City-Berkeley, NJ | Local Expert

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Holiday City-Berkeley Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Holiday City-Berkeley, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Holiday City-Berkeley, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Holiday City-Berkeley, NJ

Holiday City-Berkeley, NJ — Your Local Producer

For my neighbors in Holiday City-Berkeley, the unique pace and community spirit of our corner of Ocean County is something special. I'm June Marcia Williams, a local licensed insurance producer dedicated to helping you protect what matters most. Securing your family's financial future is a significant decision, and I'm here to provide clear, personalized guidance on options like Term Life, Whole Life, Final Expense, and Critical Illness plans. My goal is to help you feel confident in your choices. I am fully licensed in New Jersey (NPN: 17209549, License No: 1543971) and committed to serving our community.

  • Holiday City at Berkeley Clubhouse I
  • Holiday City at Berkeley Clubhouse II
  • Berkeley Township Municipal Complex
NPN17209549NJ License1543971
Underwriting Guidelines

How does obesity impact life insurance underwriting in Holiday City-Berkeley, NJ?

Coverage is widely available. Holiday City-Berkeley sits within Ocean County (population ~659,000, 9.5% uninsured), where 30.0% of adults have obesity alongside 29.8% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Holiday City-Berkeley families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Leisure Knoll →

📊 Top Health Considerations (CDC)

Top Health Considerations for Holiday City-Berkeley (CITY) High cholesterol: 50.4%. High blood pressure: 45.4%. Obesity: 30%. Diagnosed diabetes: 15.8%. Current cigarette smoking: 13.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HOLIDAY CITY-BERKELEY High cholesterol 50.4% High blood pressure 45.4% Obesity 30.0% Diagnosed diabetes 15.8% Current cigarette smoking 13.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 10.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3432415
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Available in Holiday City-Berkeley

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Ocean County and Neighboring New Jersey Counties

Cities served near Holiday City-Berkeley.

June Marcia Williams writes life insurance and supplemental health policies across Ocean County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Holiday City-Berkeley

30 Cities · 3 Counties
Monmouth County10
Asbury ParkBelfordLeonardoLincroftLong BranchNavesinkNew MonmouthNorth MiddletownOceanPort Monmouth
Ocean CountyHome10
Beach Haven WestCrestwood VillageJacksonLeisure VillageLeisure Village EastManahawkinMystic IslandShip BottomSilver RidgeToms River
Atlantic County10
Atlantic CityBargaintownCollings LakesEast VinelandEnglish CreekLeeds PointMilmayOceanvilleSmithvilleSomers Point
Official Resources

Know your rights in Holiday City-Berkeley.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Holiday City-Berkeley insurance — answered.

💰

How much does life insurance cost in Holiday City-Berkeley?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Holiday City-Berkeley
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Holiday City-Berkeley?

Yes. June serves all of Holiday City-Berkeley and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Holiday City South Ocean County, NJ 10 products available
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