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Home›New Jersey›Ocean County›Dover Beaches North

June Marcia Williams — Licensed Insurance Agent in Dover Beaches North, NJ
June Marcia Williams
Your Insurance Agent in Dover Beaches North, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Dover Beaches North, NJ...
National Producer No.
17209549
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Life Insurance in Dover Beaches North, NJ

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Dover Beaches North Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Dover Beaches North, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Dover Beaches North, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Dover Beaches North, NJ

Dover Beaches North, NJ — Your Local Producer

For those of us lucky enough to call Dover Beaches North home, we understand the unique peace that comes with living along the Ocean County shore. Protecting that lifestyle for your family is my priority. My name is June Marcia Williams, and as a licensed New Jersey insurance producer, I help my neighbors navigate their personal insurance options. From Term Life and Final Expense policies to supplemental plans like Critical Illness or Accident & Injury, I offer personalized guidance to find a strategy that fits your life. Let's work together to secure your family's future. (NPN: 17209549, New Jersey License No: 1543971)

  • Ortley Beach
  • NJ Route 35
  • Lavallette-Seaside & Ortley Beach First Aid Squad
NPN17209549NJ License1543971

Dover Beaches North is home to approximately 1,700 residents in Ocean County, with a median age of 64.9 and a median household income of $53,300. About 86% of homes are owner-occupied; the median home value is $696,000. 41% of adults hold a bachelor's degree or higher; households with children make up 4%; veterans comprise 5% of residents. Average household size is 1.5. These demographic markers shape which life insurance products fit Dover Beaches North households.

How Dover Beaches North compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS DOVER BEACHES NORTH · 2K RESIDENTS
Ocean County vs Dover Beaches North — population comparison Ocean County: 638,691 residents. Dover Beaches North: 1,696 residents, 0.3% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,696 DOVER BEACHES NORTH RESIDENTS ↳ 0.3% of Ocean County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Dover Beaches North, NJ?

Dover Beaches North applicants with high cholesterol qualify routinely. The local risk pool — Ocean County's ~639,000 residents, 9.5% without health coverage — shows 49.5% adult prevalence of high cholesterol and 40.8% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lakehurst →

📊 Top Health Considerations (CDC)

Top Health Considerations for Dover Beaches North (CITY) High cholesterol: 49.5%. High blood pressure: 40.8%. Obesity: 26%. Diagnosed diabetes: 12.1%. Current cigarette smoking: 9.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DOVER BEACHES NORTH High cholesterol 49.5% High blood pressure 40.8% Obesity 26.0% Diagnosed diabetes 12.1% Current cigarette smoking 9.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~1,696
Lack of health insurance (18–64) 5.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3418148
Google Maps
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Available in Dover Beaches North

Life Insurance Products in Dover Beaches North, NJ

10 insurance products available in Dover Beaches North

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Dover Beaches North, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Dover Beaches North

30 Cities · 3 Counties
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Atlantic County10
AbseconAtlantic CityBrigantineCorbin CityHammontonMargate CityNorthfieldPleasantvilleSomers PointVentnor City
Official Resources

Know your rights in Dover Beaches North.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Dover Beaches North Life Insurance Questions

💰

How much does life insurance cost in Dover Beaches North?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Dover Beaches North
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Dover Beaches North?

Yes. June serves all of Dover Beaches North and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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