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Home›New Jersey›Ocean County›Beachwood

June Marcia Williams — Licensed Insurance Agent in Beachwood, NJ
June Marcia Williams
Your Insurance Agent in Beachwood, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Beachwood, NJ...
National Producer No.
17209549
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Life Insurance in Beachwood, NJ

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Beachwood Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Beachwood, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Beachwood, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Beachwood, NJ

Beachwood, NJ — Your Local Producer

As a fellow New Jersey resident, I appreciate the unique charm of communities like Beachwood, nestled right here in Ocean County. That's why I'm dedicated to helping my neighbors protect what matters most. My goal is to help you understand your options for personal insurance—from Term and Whole Life to Final Expense and Accident & Injury policies—so you can make confident decisions for your family's future. Whether you're planning for the long term or preparing for unexpected events, I'm here to provide clear, straightforward guidance. As a licensed insurance producer (NPN: 17209549, NJ License No: 1543971), I'm committed to serving the Beachwood community with integrity.

  • Beachwood Borough Hall
  • Mayo Park
  • Beachwood Elementary School
NPN17209549NJ License1543971

Beachwood is home to approximately 10,900 residents in Ocean County, with a median age of 42.1 and a median household income of $99,100. About 90% of homes are owner-occupied; the median home value is $281,000. 28% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 7% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Beachwood households.

How Beachwood compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS BEACHWOOD · 11K RESIDENTS
Ocean County vs Beachwood — population comparison Ocean County: 638,691 residents. Beachwood: 10,933 residents, 1.7% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
10,933 BEACHWOOD RESIDENTS ↳ 1.7% of Ocean County residents
Underwriting Guidelines

Can I get life insurance with obesity in Beachwood, NJ?

Coverage is widely available. Beachwood sits within Ocean County (population ~639,000, 9.5% uninsured), where 29.7% of adults have obesity alongside 29.8% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Holiday City South →

📊 Top Health Considerations (CDC)

Top Health Considerations for Beachwood (CITY) High cholesterol: 38.4%. High blood pressure: 28.8%. Obesity: 29.7%. Diagnosed diabetes: 8.8%. Current cigarette smoking: 13.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BEACHWOOD High cholesterol 38.4% High blood pressure 28.8% Obesity 29.7% Diagnosed diabetes 8.8% Current cigarette smoking 13.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~10,933
Lack of health insurance (18–64) 9.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3404180
Google Maps
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Photos by kimberly sarcinello , Brendan Mulholland , Brandon Gowen , Eric Marto via Google Maps
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Beachwood
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Beachwood, NJ, USA
Available in Beachwood

Life Insurance Products in Beachwood, NJ

10 insurance products available in Beachwood

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Beachwood, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Beachwood

30 Cities · 3 Counties
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Atlantic County10
AbseconAtlantic CityBrigantineCorbin CityHammontonMargate CityNorthfieldPleasantvilleSomers PointVentnor City
Official Resources

Know your rights in Beachwood.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Beachwood Life Insurance Questions

💰

How much does life insurance cost in Beachwood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Beachwood
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Beachwood?

Yes. June serves all of Beachwood and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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