Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact I'm an Agent — It's Free

Home›New Jersey›Ocean County›Beach Haven

June Marcia Williams — Licensed Insurance Agent in Beach Haven, NJ
June Marcia Williams
Your Insurance Agent in Beach Haven, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Beach Haven, NJ...
National Producer No.
17209549
Verify ↗

Life Insurance in Beach Haven, NJ

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Beach Haven Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Beach Haven, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Beach Haven, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Beach Haven, NJ

Beach Haven, NJ — Your Local Producer

For my neighbors in Beach Haven, enjoying the unique rhythm of life on Long Beach Island is what it's all about. From the bustling summer season to the quiet beauty of the off-season, protecting your family's future is a constant priority. I'm June Marcia Williams, a licensed New Jersey insurance producer, and I'm here to help you navigate your options. I offer personal guidance on Term Life, Whole Life, Final Expense, and other supplemental plans to secure your peace of mind. Let's talk about creating a strategy that fits your Ocean County lifestyle. (NPN: 17209549, NJ License No: 1543971)

  • Fantasy Island Amusement Park
  • Surflight Theatre
  • Beach Haven Public Library
NPN17209549NJ License1543971

Beach Haven is home to approximately 1,100 residents in Ocean County, with a median age of 58.7 and a median household income of $111,000. About 86% of homes are owner-occupied; the median home value is $1,109,000. 64% of adults hold a bachelor's degree or higher; households with children make up 14%; veterans comprise 4% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Beach Haven households.

How Beach Haven compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS BEACH HAVEN · 1K RESIDENTS
Ocean County vs Beach Haven — population comparison Ocean County: 638,691 residents. Beach Haven: 1,061 residents, 0.2% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,061 BEACH HAVEN RESIDENTS ↳ 0.2% of Ocean County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Beach Haven, NJ?

Many Beach Haven residents secure competitive rates despite current cigarette smoking. Ocean County reports 8.0% adult prevalence (CDC PLACES); 11.2% also manage diagnosed diabetes, with 9.5% of the ~639,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Forked River →

📊 Top Health Considerations (CDC)

Top Health Considerations for Beach Haven (CITY) High cholesterol: 48.5%. High blood pressure: 38.7%. Obesity: 25.4%. Diagnosed diabetes: 11.2%. Current cigarette smoking: 8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BEACH HAVEN High cholesterol 48.5% High blood pressure 38.7% Obesity 25.4% Diagnosed diabetes 11.2% Current cigarette smoking 8.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~1,061
Lack of health insurance (18–64) 5.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3403940
Google Maps
5.0 1 review
View on Google Maps
Borough of Beach Haven Municipal Building
Open now · Mon 9:00 AM – 4:00 PM
(609) 492-0111
visitbeachhaven.com
300 Engleside Ave, Beach Haven, NJ 08008, USA
Recent Reviews
Ultimate Computer Services (Steve) ★★★★★
Available in Beach Haven

Life Insurance Products in Beach Haven, NJ

10 insurance products available in Beach Haven

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Beach Haven, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Beach Haven

30 Cities · 3 Counties
Camden County10
BarringtonCamdenCollingswoodGloucester CityHaddonfieldHi-NellaLindenwoldSomerdaleStratfordWinslow
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Official Resources

Know your rights in Beach Haven.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Beach Haven Life Insurance Questions

💰

How much does life insurance cost in Beach Haven?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Beach Haven
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Beach Haven?

Yes. June serves all of Beach Haven and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia