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Home›New Jersey›Ocean County›Forked River

June Marcia Williams — Licensed Insurance Agent in Forked River, NJ
June Marcia Williams
Your Insurance Agent in Forked River, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Forked River, NJ...
National Producer No.
17209549
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Life Insurance in Forked River, NJ

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Forked River Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Forked River, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Forked River, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Forked River, NJ

Forked River, NJ — Your Local Producer

Hello, Forked River! As a licensed insurance producer serving our Ocean County community, I appreciate the unique peace of mind that comes with living near the water. My goal is to help my neighbors secure that same sense of security for their families' futures. I'm June Marcia Williams, and I offer personalized guidance on a range of options, including Term and Whole Life, Final Expense, Critical Illness, and Accident & Injury policies. I'm here to help you understand your choices without pressure or jargon. As your local resource (NJ License No: 1543971, NPN: 17209549), I'm dedicated to helping you find a suitable plan.

  • Lacey Township Municipal Building
  • Gille Park
  • Forked River Elementary School
NPN17209549NJ License1543971

Forked River is home to approximately 5,000 residents in Ocean County, with a median age of 46.9 and a median household income of $87,200. About 88% of homes are owner-occupied; the median home value is $377,000. 27% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 4% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Forked River households.

How Forked River compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS FORKED RIVER · 5K RESIDENTS
Ocean County vs Forked River — population comparison Ocean County: 638,691 residents. Forked River: 5,003 residents, 0.8% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,003 FORKED RIVER RESIDENTS ↳ 0.8% of Ocean County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Forked River, NJ?

Many Forked River residents secure competitive rates despite high cholesterol. Ocean County reports 41.8% adult prevalence (CDC PLACES); 32.3% also manage high blood pressure, with 9.5% of the ~639,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lakewood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Forked River (CITY) High cholesterol: 41.8%. High blood pressure: 32.3%. Obesity: 29%. Diagnosed diabetes: 10%. Current cigarette smoking: 13.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FORKED RIVER High cholesterol 41.8% High blood pressure 32.3% Obesity 29.0% Diagnosed diabetes 10.0% Current cigarette smoking 13.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~5,003
Lack of health insurance (18–64) 8.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3424180
Google Maps
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Available in Forked River

Life Insurance Products in Forked River, NJ

10 insurance products available in Forked River

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Forked River, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Forked River

30 Cities · 3 Counties
Mercer County10
HightstownLawrencevilleMercervillePenningtonPrincetonPrinceton JunctiTitusvilleTrentonWest TrentonWindsor
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Camden County10
BarringtonCamdenCollingswoodGloucester CityHaddonfieldHi-NellaLindenwoldSomerdaleStratfordWinslow
Official Resources

Know your rights in Forked River.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Forked River Life Insurance Questions

💰

How much does life insurance cost in Forked River?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Forked River
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Forked River?

Yes. June serves all of Forked River and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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