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Home›New Jersey›Ocean County›Beach Haven West

June Marcia Williams — Licensed Insurance Agent in Beach Haven West, NJ
June Marcia Williams
Your Insurance Agent in Beach Haven West, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Beach Haven West, NJ...
National Producer No.
17209549
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Life Insurance in Beach Haven West, NJ

Securing Families Across Ocean County with 9 Tailored Product Lines

Why Beach Haven West Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Beach Haven West, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Beach Haven West, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Beach Haven West, NJ

Beach Haven West, NJ — Your Local Producer

For my neighbors in Beach Haven West, enjoying the unique beauty of our lagoons and the coastal lifestyle of Ocean County is a top priority. I understand that protecting your family's future is just as important. My name is June Marcia Williams, a licensed insurance producer (NPN: 17209549, New Jersey License No: 1543971) dedicated to serving our community. I offer personalized guidance on a range of options, including Term Life, Whole Life, Final Expense, Critical Illness, Hospital Indemnity, Accident & Injury, and even plans for business or special situations.

  • Mill Creek Park
  • Stafford Township Municipal Complex
  • Oxycocus Elementary School
NPN17209549NJ License1543971

Beach Haven West is home to approximately 4,900 residents in Ocean County, with a median age of 57.3 and a median household income of $112,000. About 95% of homes are owner-occupied; the median home value is $529,000. 47% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 5% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Beach Haven West households.

How Beach Haven West compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS BEACH HAVEN WEST · 5K RESIDENTS
Ocean County vs Beach Haven West — population comparison Ocean County: 638,691 residents. Beach Haven West: 4,920 residents, 0.8% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,920 BEACH HAVEN WEST RESIDENTS ↳ 0.8% of Ocean County residents
Underwriting Guidelines

Are Beach Haven West residents with current cigarette smoking able to qualify for life insurance?

Yes. Ocean County's health profile — 639,000 residents, 9.5% uninsured, 11.3% adults with current cigarette smoking, 9.5% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Beach Haven West applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Harvey Cedars →

📊 Top Health Considerations (CDC)

Top Health Considerations for Beach Haven West (CITY) High cholesterol: 41.8%. High blood pressure: 31.9%. Obesity: 27.6%. Diagnosed diabetes: 9.5%. Current cigarette smoking: 11.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BEACH HAVEN WEST High cholesterol 41.8% High blood pressure 31.9% Obesity 27.6% Diagnosed diabetes 9.5% Current cigarette smoking 11.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~4,920
Lack of health insurance (18–64) 7.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3404120
Google Maps
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Available in Beach Haven West

Life Insurance Products in Beach Haven West, NJ

10 insurance products available in Beach Haven West

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Beach Haven West, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Beach Haven West

30 Cities · 3 Counties
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Official Resources

Know your rights in Beach Haven West.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Beach Haven West Life Insurance Questions

💰

How much does life insurance cost in Beach Haven West?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Beach Haven West
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Beach Haven West?

Yes. June serves all of Beach Haven West and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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Licensed in 5 states NPN verified No obligation
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