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Home›Maryland›Wicomico County›Fruitland

June Marcia Williams — Licensed Insurance Agent in Fruitland, MD
June Marcia Williams
Your Insurance Agent in Fruitland, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fruitland, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Fruitland

Dedicated Coverage Options from Final Expense to Term Life in Wicomico County

The Smart Choice for Dependable Life Insurance in Fruitland, MD

Your local licensed agent in Fruitland, Wicomico County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Fruitland, Wicomico County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Fruitland, MD

Fruitland, MD — Your Local Producer

Hello Fruitland! As a fellow Marylander who appreciates the close-knit community spirit we have here in Wicomico County, I understand that protecting your family is a top priority. In a place with our unique small-town character, planning for the future is one of the most important ways we can care for our loved ones. My focus is helping my neighbors understand their options for personal insurance, from Term Life and Final Expense to policies covering critical illness or accidents. I'm June Marcia Williams, a licensed insurance producer ready to help you. (NPN: 17209549, MD License No: 3004137002)

  • Fruitland Memorial Park
  • Fruitland Primary School
  • Intersection of US Route 13 and Main Street
NPN17209549MD License3004137002

Fruitland is home to approximately 5,600 residents in Wicomico County, with a median age of 28.9 and a median household income of $61,200. About 60% of homes are owner-occupied; the median home value is $204,000. 37% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 3% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Fruitland households.

How Fruitland compares to Wicomico County

WICOMICO COUNTY · 104K RESIDENTS FRUITLAND · 6K RESIDENTS
Wicomico County vs Fruitland — population comparison Wicomico County: 103,815 residents. Fruitland: 5,603 residents, 5.4% of Wicomico County population.
103,815 WICOMICO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,603 FRUITLAND RESIDENTS ↳ 5.4% of Wicomico County residents
Underwriting Guidelines

What rate class can Fruitland applicants with high blood pressure expect from life insurance carriers?

Many Fruitland residents secure competitive rates despite high blood pressure. Wicomico County reports 34.1% adult prevalence (CDC PLACES); 26.0% also manage arthritis, with 9.1% of the ~105,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Fruitland families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Whitehaven →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fruitland (CITY) High cholesterol: 36.7%. High blood pressure: 34.1%. Obesity: 39.7%. Diagnosed diabetes: 11.3%. Current cigarette smoking: 12.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FRUITLAND High cholesterol 36.7% High blood pressure 34.1% Obesity 39.7% Diagnosed diabetes 11.3% Current cigarette smoking 12.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Wicomico County Gov Portal .GOV
Population ~5,603
Lack of health insurance (18–64) 8.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2430950
Google Maps
3.0 2 reviews
View on Google Maps
Fruitland City Hall
Open now · Mon 8:30 AM – 4:30 PM
(410) 548-2800
cityoffruitland.com
401 E Main St, Fruitland, MD 21826, USA
Recent Reviews
Avonda Ellison ★★★★★
"It was a fast experience and the ladies were very nice in the office"
Lisa ★☆☆☆☆
"Code enforcement is worthless."
Available in Fruitland

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Wicomico County and Neighboring Maryland Counties

Cities served near Fruitland.

June Marcia Williams writes life insurance and supplemental health policies across Wicomico County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Fruitland

30 Cities · 3 Counties
Caroline County10
ChoptankDentonFederalsburgGoldsboroGreensboroHendersonPrestonRidgelyWest DentonWilliston
Wicomico CountyHome10
AllenBivalveDelmarHebronMardela SpringsNanticokeNanticoke AcresPittsvilleSalisburyWaterview
Talbot County10
BozmanCordovaEastonMcdanielNewcombOxfordRoyal OakSaint MichaelsSt. MichaelsTilghman
Official Resources

Know your rights in Fruitland.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Fruitland insurance — answered.

💰

How much does life insurance cost in Fruitland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fruitland
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fruitland?

Yes. June serves all of Fruitland and every municipality in Wicomico County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Delmar Wicomico County, MD 10 products available
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