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Home›Maryland›Caroline County›Federalsburg

June Marcia Williams — Licensed Insurance Agent in Federalsburg, MD
June Marcia Williams
Your Insurance Agent in Federalsburg, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Federalsburg, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Federalsburg, MD | 12+ Years Experience

Top-Rated Financial Protection for Federalsburg Residents

Honest, Local Insurance Guidance for Your Family's Future in Caroline County

Your local licensed agent in Federalsburg, Caroline County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Federalsburg, Caroline County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Federalsburg, MD

Federalsburg, MD — Your Local Producer

Hello, Federalsburg neighbors! In a community as close-knit as ours here in Caroline County, looking out for one another is simply part of our way of life. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors protect what matters most. I provide guidance on a variety of personal insurance options, including Term Life, Whole Life, Final Expense, and policies for critical illness or accidents. My goal is to help you understand your choices so you can secure your family's future and your own peace of mind. (NPN: 17209549, Maryland License No: 3004137002)

  • Federalsburg Marina Park
  • Federalsburg Town Hall
  • Federalsburg Elementary School
NPN17209549MD License3004137002

Federalsburg is home to approximately 2,800 residents in Caroline County, with a median age of 36.4 and a median household income of $33,500. About 40% of homes are owner-occupied; the median home value is $122,000. 7% of adults hold a bachelor's degree or higher; households with children make up 43%; veterans comprise 6% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Federalsburg households.

How Federalsburg compares to Caroline County

CAROLINE COUNTY · 33K RESIDENTS FEDERALSBURG · 3K RESIDENTS
Caroline County vs Federalsburg — population comparison Caroline County: 33,320 residents. Federalsburg: 2,818 residents, 8.5% of Caroline County population.
33,320 CAROLINE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,818 FEDERALSBURG RESIDENTS ↳ 8.5% of Caroline County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Federalsburg, MD?

Coverage is widely available. Federalsburg sits within Caroline County (population ~34,000, 10.6% uninsured), where 20.1% of adults have current cigarette smoking alongside 11.8% with current asthma per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Federalsburg families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Templeville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Federalsburg (CITY) High cholesterol: 40.3%. High blood pressure: 44.1%. Obesity: 44.7%. Diagnosed diabetes: 16.4%. Current cigarette smoking: 20.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FEDERALSBURG High cholesterol 40.3% High blood pressure 44.1% Obesity 44.7% Diagnosed diabetes 16.4% Current cigarette smoking 20.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Caroline County Gov Portal .GOV
Population ~2,818
Lack of health insurance (18–64) 11.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2427900
Google Maps
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Federalsburg
Federalsburg, MD 21632, USA
Available in Federalsburg

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Caroline County and Neighboring Maryland Counties

Cities served near Federalsburg.

June Marcia Williams writes life insurance and supplemental health policies across Caroline County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Federalsburg

30 Cities · 3 Counties
Kent County10
BettertonButlertownChesapeake LandingChestertownFairleeGalenaGeorgetownKennedyvilleMillingtonTolchester
Caroline CountyHome10
ChoptankDentonGoldsboroGreensboroHendersonHillsboroPrestonRidgelyWest DentonWilliston
Dorchester County10
AlgonquinCambridgeCrapoCrocheronEldoradoLinkwoodTaylors IslandToddvilleWingateWoolford
Official Resources

Know your rights in Federalsburg.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Federalsburg insurance — answered.

💰

How much does life insurance cost in Federalsburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Federalsburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Federalsburg?

Yes. June serves all of Federalsburg and every municipality in Caroline County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Denton Caroline County, MD 10 products available
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