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Home›Maryland›Caroline County›Ridgely

June Marcia Williams — Licensed Insurance Agent in Ridgely, MD
June Marcia Williams
Your Insurance Agent in Ridgely, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ridgely, MD...
National Producer No.
17209549
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Trusted Life Insurance in Ridgely, MD | Local Expert

Securing Families Across Caroline County with 9 Tailored Product Lines

Why Ridgely Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Ridgely, Caroline County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Ridgely, Caroline County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ridgely, MD

Ridgely, MD — Your Local Producer

Hello, Ridgely neighbors! I'm June Marcia Williams, your local licensed insurance producer right here in Caroline County. In a community as close-knit as ours, I believe in providing personal, neighborly service when it comes to planning for the future. I offer guidance on a range of personal insurance options, from Term and Whole Life to Final Expense and Accident & Injury policies. My goal is to help you understand your choices so you can find the right protection for your family's unique needs. Let's talk about securing your peace of mind. (NPN: 17209549, Maryland License No: 3004137002)

  • Ridgely Town Hall
  • Ridgely Elementary School
  • Martin Sutton Park
NPN17209549MD License3004137002

Ridgely is home to approximately 1,700 residents in Caroline County, with a median age of 38.0 and a median household income of $65,100. About 60% of homes are owner-occupied; the median home value is $227,000. 13% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 5% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Ridgely households.

How Ridgely compares to Caroline County

CAROLINE COUNTY · 33K RESIDENTS RIDGELY · 2K RESIDENTS
Caroline County vs Ridgely — population comparison Caroline County: 33,320 residents. Ridgely: 1,727 residents, 5.2% of Caroline County population.
33,320 CAROLINE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,727 RIDGELY RESIDENTS ↳ 5.2% of Caroline County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Ridgely, MD?

Ridgely applicants with high cholesterol qualify routinely. The local risk pool — Caroline County's ~34,000 residents, 10.6% without health coverage — shows 39.8% adult prevalence of high cholesterol and 32.7% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Ridgely families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Greensboro →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ridgely (CITY) High cholesterol: 39.8%. High blood pressure: 39.1%. Obesity: 40.3%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 16.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RIDGELY High cholesterol 39.8% High blood pressure 39.1% Obesity 40.3% Diagnosed diabetes 12.8% Current cigarette smoking 16.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Caroline County Gov Portal .GOV
Population ~1,727
Lack of health insurance (18–64) 9.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2466000
Google Maps
3.5 2 reviews
View on Google Maps
Ridgely Town Commissioners
(410) 634-2177
ridgelymd.org
2 Central Ave, Ridgely, MD 21660, USA
Recent Reviews
Trip Smith ★★☆☆☆
"No transparency really dont trust them. Not very understanding either."
Charles Robinson ★★★★★
Available in Ridgely

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Caroline County and Neighboring Maryland Counties

Cities served near Ridgely.

June Marcia Williams writes life insurance and supplemental health policies across Caroline County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Ridgely

30 Cities · 3 Counties
Wicomico County10
AllenBivalveDelmarFruitlandHebronNanticokeNanticoke AcresPittsvilleSalisburyWaterview
Caroline CountyHome10
ChoptankDentonFederalsburgGoldsboroGreensboroHendersonHillsboroPrestonWest DentonWilliston
Queen Annes County10
BarclayCentrevilleChesterChurch HillCrumptonGrasonvilleInglesideQueen AnneQueenstownStevensville
Official Resources

Know your rights in Ridgely.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ridgely insurance — answered.

💰

How much does life insurance cost in Ridgely?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ridgely
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ridgely?

Yes. June serves all of Ridgely and every municipality in Caroline County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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