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June Marcia Williams — Licensed Insurance Agent in Mardela Springs, MD
June Marcia Williams
Your Insurance Agent in Mardela Springs, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Mardela Springs, MD...
National Producer No.
17209549
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Life Insurance in Mardela Springs, MD

Dedicated Coverage Options from Final Expense to Term Life in Wicomico County

The Smart Choice for Dependable Life Insurance in Mardela Springs, MD

Your local licensed agent in Mardela Springs, Wicomico County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Mardela Springs, Wicomico County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Mardela Springs, MD

Mardela Springs, MD — Your Local Producer

Hello to my neighbors in Mardela Springs. In a close-knit community like ours here in Wicomico County, looking out for one another is just what we do. My name is June Marcia Williams, and as a licensed insurance producer, I'm here to help you protect what matters most. I can assist you in navigating options like Term and Whole Life, Final Expense, Critical Illness, and other personal insurance plans. My goal is to provide clear, straightforward guidance so you can make informed decisions for your family's future. As your local resource, I'm committed to serving our community. (NPN: 17209549, Maryland License No: 3004137002)

  • Mardela Middle and High School
  • Mardela Springs Town Hall
  • Mardela Springs Volunteer Fire Company
NPN17209549MD License3004137002

Mardela Springs is home to approximately 529 residents in Wicomico County, with a median age of 34.0 and a median household income of $78,500. About 84% of homes are owner-occupied; the median home value is $215,000. 17% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 2% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Mardela Springs households.

How Mardela Springs compares to Wicomico County

WICOMICO COUNTY · 104K RESIDENTS MARDELA SPRINGS · 529 RESIDENTS
Wicomico County vs Mardela Springs — population comparison Wicomico County: 103,815 residents. Mardela Springs: 529 residents, 0.5% of Wicomico County population.
103,815 WICOMICO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
529 MARDELA SPRINGS RESIDENTS ↳ 0.5% of Wicomico County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Mardela Springs, MD?

Many Mardela Springs residents secure competitive rates despite obesity. Wicomico County reports 39.7% adult prevalence (CDC PLACES); 41.5% also manage high cholesterol, with 9.1% of the ~104,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Bivalve →

📊 Top Health Considerations (CDC)

Top Health Considerations for Mardela Springs (CITY) High cholesterol: 41.5%. High blood pressure: 37.8%. Obesity: 39.7%. Diagnosed diabetes: 12.4%. Current cigarette smoking: 14.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MARDELA SPRINGS High cholesterol 41.5% High blood pressure 37.8% Obesity 39.7% Diagnosed diabetes 12.4% Current cigarette smoking 14.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Wicomico County Gov Portal .GOV
Population ~529
Lack of health insurance (18–64) 7.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2450525
Google Maps
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Mardela Springs Town Hall
201 Station St, Mardela Springs, MD 21837, USA
Available in Mardela Springs

Life Insurance Products in Mardela Springs, MD

9 insurance products available in Mardela Springs

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Wicomico County and Nearby Maryland Counties

Life Insurance by City Near Mardela Springs, MD

Life insurance by city across Wicomico County and adjacent Maryland counties.

🌟 Cities Served near Mardela Springs

30 Cities · 3 Counties
Dorchester County10
CambridgeChurch CreekCrapoCrocheronEast New MarketFishing CreekLinkwoodMadisonRhodesdaleSecretary
Wicomico CountyHome10
AllenBivalveDelmarFruitlandHebronNanticokeParsonsburgPittsvilleQuanticoSalisbury
Somerset County10
ChanceCrisfieldDeal IslandEwellMarion StationPrincess AnneSmith IslandTylertonUpper FairmountWestover
Official Resources

Know your rights in Mardela Springs.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Mardela Springs Life Insurance Questions

💰

How much does life insurance cost in Mardela Springs?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Mardela Springs
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Mardela Springs?

Yes. June serves all of Mardela Springs and every municipality in Wicomico County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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Licensed in 5 states NPN verified No obligation
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