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Home›Maryland›Caroline County›Preston

June Marcia Williams — Licensed Insurance Agent in Preston, MD
June Marcia Williams
Your Insurance Agent in Preston, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Preston, MD...
National Producer No.
17209549
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Life Insurance in Preston, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Preston Without the Complexity

Your local licensed agent in Preston, Caroline County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Preston, Caroline County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Preston, MD

Preston, MD — Your Local Producer

In a close-knit community like Preston, we understand the importance of looking out for one another. As a licensed Maryland insurance producer, I'm dedicated to helping my Caroline County neighbors secure the financial future of their families. My name is June Marcia Williams, and I provide personalized guidance on a range of policies, from term and whole life insurance to final expense and critical illness plans. My goal is to help you understand your options and find a strategy that brings you peace of mind, so you can focus on what matters most. (NPN: 17209549, Maryland License No: 3004137002)

  • Preston Town Hall
  • Preston Elementary School
  • Intersection of Main Street & Harmony Road
NPN17209549MD License3004137002

Preston is home to approximately 816 residents in Caroline County, with a median age of 37.1 and a median household income of $65,500. About 62% of homes are owner-occupied; the median home value is $238,000. 23% of adults hold a bachelor's degree or higher; households with children make up 56%; veterans comprise 3% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Preston households.

How Preston compares to Caroline County

CAROLINE COUNTY · 33K RESIDENTS PRESTON · 816 RESIDENTS
Caroline County vs Preston — population comparison Caroline County: 33,320 residents. Preston: 816 residents, 2.4% of Caroline County population.
33,320 CAROLINE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
816 PRESTON RESIDENTS ↳ 2.4% of Caroline County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Preston, MD?

Yes, qualification is common in Preston. Within Caroline County's ~33,000 residents — including the 10.6% currently without health coverage — 39.1% of adults manage high blood pressure and 40.5% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Goldsboro →

📊 Top Health Considerations (CDC)

Top Health Considerations for Preston (CITY) High cholesterol: 40.5%. High blood pressure: 39.1%. Obesity: 38.3%. Diagnosed diabetes: 12.1%. Current cigarette smoking: 13.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PRESTON High cholesterol 40.5% High blood pressure 39.1% Obesity 38.3% Diagnosed diabetes 12.1% Current cigarette smoking 13.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Caroline County Gov Portal .GOV
Population ~816
Lack of health insurance (18–64) 7.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2463825
Google Maps
3.7 3 reviews
Preston Town Commissioners photo 1Preston Town Commissioners photo 2Preston Town Commissioners photo 3Preston Town Commissioners photo 4
Photos by Theresa VanDerveer , I.E. Xam , Theresa VanDerveer , Theresa VanDerveer via Google Maps
View on Google Maps
Preston Town Commissioners
(410) 673-7929
prestonmaryland.us
105 Back Landing Rd, Preston, MD 21655, USA
Recent Reviews
Mark Gadow ★★★★★
"They have help me promote my small business, and they have gone out of their way to help me"
Theresa VanDerveer ★★★★★
"Welcoming, warm, quick with an answer or a solution to a problem. The place to go to find answers or just to be heard."
Available in Preston

Life Insurance Products in Preston, MD

9 insurance products available in Preston

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Caroline County and Nearby Maryland Counties

Life Insurance by City Near Preston, MD

Life insurance by city across Caroline County and adjacent Maryland counties.

🌟 Cities Served near Preston

30 Cities · 3 Counties
Dorchester County10
CambridgeChurch CreekCrapoCrocheronEast New MarketFishing CreekLinkwoodMadisonRhodesdaleSecretary
Caroline CountyHome10
ChoptankDentonFederalsburgGoldsboroGreensboroHendersonHillsboroMarydelRidgelyWest Denton
Wicomico County10
AllenBivalveDelmarFruitlandHebronMardela SpringsNanticokeParsonsburgPittsvilleSalisbury
Official Resources

Know your rights in Preston.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Preston Life Insurance Questions

💰

How much does life insurance cost in Preston?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Preston
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Preston?

Yes. June serves all of Preston and every municipality in Caroline County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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