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June Marcia Williams — Licensed Insurance Agent in Tilghmanton, MD
June Marcia Williams
Your Insurance Agent in Tilghmanton, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Tilghmanton, MD...
National Producer No.
17209549
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Life Insurance in Tilghmanton, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Tilghmanton Without the Complexity

Your local licensed agent in Tilghmanton, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Tilghmanton, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Tilghmanton, MD

Tilghmanton, MD — Your Local Producer

Hello Tilghmanton! As a fellow Marylander, I appreciate the distinct character and close-knit feel of communities like ours in Washington County. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping my neighbors plan for the future. If you're exploring options like Term Life, Whole Life, Final Expense, or other personal coverage to safeguard your family's financial well-being, I'm here to offer clear, straightforward guidance. My goal is to help you understand the policies available so you can make an informed choice. (NPN: 17209549, Maryland License No: 3004137002)

  • St. James' School
  • Tilghmanton Union Church
  • Intersection of Downsville Pike & Tilghmanton Rd
NPN17209549MD License3004137002

Tilghmanton is home to approximately 463 residents in Washington County, with a median age of 55.0 and a median household income of $98,400. About 67% of homes are owner-occupied; the median home value is $195,000. 5% of adults hold a bachelor's degree or higher; households with children make up 13%; veterans comprise 10% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Tilghmanton households.

How Tilghmanton compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS TILGHMANTON · 463 RESIDENTS
Washington County vs Tilghmanton — population comparison Washington County: 154,645 residents. Tilghmanton: 463 residents, 0.3% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
463 TILGHMANTON RESIDENTS ↳ 0.3% of Washington County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Tilghmanton, MD?

Coverage is widely available. Tilghmanton sits within Washington County (population ~155,000, 9.4% uninsured), where 12.9% of adults have current cigarette smoking alongside 12.3% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cearfoss →

📊 Top Health Considerations (CDC)

Top Health Considerations for Tilghmanton (CITY) High cholesterol: 37.3%. High blood pressure: 38.1%. Obesity: 36%. Diagnosed diabetes: 12.3%. Current cigarette smoking: 12.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · TILGHMANTON High cholesterol 37.3% High blood pressure 38.1% Obesity 36.0% Diagnosed diabetes 12.3% Current cigarette smoking 12.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~463
Lack of health insurance (18–64) 6.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2477925
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Tilghmanton
Tilghmanton, MD, USA
Available in Tilghmanton

Life Insurance Products in Tilghmanton, MD

9 insurance products available in Tilghmanton

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Maryland Counties

Life Insurance by City Near Tilghmanton, MD

Life insurance by city across Washington County and adjacent Maryland counties.

🌟 Cities Served near Tilghmanton

30 Cities · 3 Counties
Montgomery County10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Washington CountyHome10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Allegany County10
ClarysvilleCumberlandFlintstoneFrostburgLa ValeLonaconingLukeMidlandSpring GapZihlman
Official Resources

Know your rights in Tilghmanton.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Tilghmanton Life Insurance Questions

💰

How much does life insurance cost in Tilghmanton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Tilghmanton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Tilghmanton?

Yes. June serves all of Tilghmanton and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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