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June Marcia Williams — Licensed Insurance Agent in Garretts Mill, MD
June Marcia Williams
Your Insurance Agent in Garretts Mill, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Garretts Mill, MD...
National Producer No.
17209549
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Life Insurance in Garretts Mill, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Garretts Mill Without the Complexity

Your local licensed agent in Garretts Mill, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Garretts Mill, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Garretts Mill, MD

Garretts Mill, MD — Your Local Producer

Hello to my neighbors in Garretts Mill. Living here in Washington County, we understand the value of stability and looking out for one another. As a licensed insurance producer right here in Maryland, I'm committed to helping you find that same sense of security for your family's financial future. Whether you're considering Term Life, Final Expense, or other personal policies, my role is to provide clear, one-on-one guidance. I'm June Marcia Williams, and I'm here to help you navigate your options with confidence. (NPN: 17209549, Maryland License No: 3004137002)

  • Garretts Mill Road
  • Leitersburg Pike (MD-60)
  • East Branch Antietam Creek
NPN17209549MD License3004137002

Garretts Mill is home to approximately 314 residents in Washington County, with a median age of 49.6. About 54% of homes are owner-occupied; the median home value is $220,000. 56% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 12% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Garretts Mill households.

How Garretts Mill compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS GARRETTS MILL · 314 RESIDENTS
Washington County vs Garretts Mill — population comparison Washington County: 154,645 residents. Garretts Mill: 314 residents, 0.2% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
314 GARRETTS MILL RESIDENTS ↳ 0.2% of Washington County residents
Underwriting Guidelines

Are Garretts Mill residents with high cholesterol able to qualify for life insurance?

Yes. Washington County's health profile — 155,000 residents, 9.4% uninsured, 39.1% adults with high cholesterol, 26.4% with arthritis — shapes how A-rated carriers tier rate classes for Garretts Mill applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Mount Briar →

📊 Top Health Considerations (CDC)

Top Health Considerations for Garretts Mill (CITY) High cholesterol: 39.1%. High blood pressure: 35.5%. Obesity: 34.9%. Diagnosed diabetes: 10.9%. Current cigarette smoking: 10.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GARRETTS MILL High cholesterol 39.1% High blood pressure 35.5% Obesity 34.9% Diagnosed diabetes 10.9% Current cigarette smoking 10.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~314
Lack of health insurance (18–64) 6.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2431575
Google Maps
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Available in Garretts Mill

Life Insurance Products in Garretts Mill, MD

9 insurance products available in Garretts Mill

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Maryland Counties

Life Insurance by City Near Garretts Mill, MD

Life insurance by city across Washington County and adjacent Maryland counties.

🌟 Cities Served near Garretts Mill

30 Cities · 3 Counties
Montgomery County10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Washington CountyHome10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Allegany County10
ClarysvilleCumberlandFlintstoneFrostburgLa ValeLonaconingLukeMidlandSpring GapZihlman
Official Resources

Know your rights in Garretts Mill.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Garretts Mill Life Insurance Questions

💰

How much does life insurance cost in Garretts Mill?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Garretts Mill
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Garretts Mill?

Yes. June serves all of Garretts Mill and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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