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Home›Maryland›Washington County›Edgemont

June Marcia Williams — Licensed Insurance Agent in Edgemont, MD
June Marcia Williams
Your Insurance Agent in Edgemont, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Edgemont, MD...
National Producer No.
17209549
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Life Insurance in Edgemont, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Edgemont Without the Complexity

Your local licensed agent in Edgemont, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Edgemont, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Edgemont, MD

Edgemont, MD — Your Local Producer

Hello, Edgemont! I appreciate the distinct character and quiet strength of our communities here in Washington County. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving my Maryland neighbors. I offer personal guidance on a variety of insurance options, including Term Life, Final Expense, and Accident & Injury policies, helping you understand what's available. My focus is on providing clear, straightforward information so you can feel confident in the choices you make for your family's financial security. Let's connect and review your needs. (NPN: 17209549, Maryland License No: 3004137002)

  • High Rock Overlook
  • Edgemont Road
  • Raven Rock Road
NPN17209549MD License3004137002

Edgemont is home to approximately 244 residents in Washington County, with a median age of 56.6 and a median household income of $66,300. About 92% of homes are owner-occupied; the median home value is $287,000. 10% of adults hold a bachelor's degree or higher; households with children make up 5%; veterans comprise 4% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Edgemont households.

How Edgemont compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS EDGEMONT · 244 RESIDENTS
Washington County vs Edgemont — population comparison Washington County: 154,645 residents. Edgemont: 244 residents, 0.2% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
244 EDGEMONT RESIDENTS ↳ 0.2% of Washington County residents
Underwriting Guidelines

What rate class can Edgemont applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Edgemont. Within Washington County's ~155,000 residents — including the 9.4% currently without health coverage — 37.0% of adults manage high cholesterol and 26.4% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Highfield-Cascade →

📊 Top Health Considerations (CDC)

Top Health Considerations for Edgemont (CITY) High cholesterol: 37%. High blood pressure: 37.3%. Obesity: 37.2%. Diagnosed diabetes: 12.3%. Current cigarette smoking: 14.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · EDGEMONT High cholesterol 37.0% High blood pressure 37.3% Obesity 37.2% Diagnosed diabetes 12.3% Current cigarette smoking 14.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~244
Lack of health insurance (18–64) 7.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2425000
Google Maps
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Available in Edgemont

Life Insurance Products in Edgemont, MD

9 insurance products available in Edgemont

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Maryland Counties

Life Insurance by City Near Edgemont, MD

Life insurance by city across Washington County and adjacent Maryland counties.

🌟 Cities Served near Edgemont

30 Cities · 3 Counties
Montgomery County10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Washington CountyHome10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Allegany County10
ClarysvilleCumberlandFlintstoneFrostburgLa ValeLonaconingLukeMidlandSpring GapZihlman
Official Resources

Know your rights in Edgemont.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Edgemont Life Insurance Questions

💰

How much does life insurance cost in Edgemont?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Edgemont
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Edgemont?

Yes. June serves all of Edgemont and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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