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Home›Maryland›Washington County›Charlton

June Marcia Williams — Licensed Insurance Agent in Charlton, MD
June Marcia Williams
Your Insurance Agent in Charlton, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Charlton, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Charlton | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Charlton Without the Complexity

Your local licensed agent in Charlton, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Charlton, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Charlton, MD

Charlton, MD — Your Local Producer

Hello to my neighbors in Charlton. Living here in Washington County, we appreciate the unique blend of rich history and scenic landscapes that define our community. It’s a wonderful place to build a life, and protecting that life for your family is one of the most important things you can do. As a licensed insurance producer, I’m here to help you navigate your options for personal insurance, from term life and final expense to accident and injury policies. My goal is to provide clear, straightforward guidance. I am June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002.

  • Washington County Museum of Fine Arts
  • Antietam National Battlefield
  • Greenbrier State Park
NPN17209549MD License3004137002

Charlton is home to approximately 323 residents in Washington County, with a median age of 47.5 and a median household income of $250,000. About 100% of homes are owner-occupied; the median home value is $309,000. 0% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 0% of residents. Average household size is 3.4. These demographic markers shape which life insurance products fit Charlton households.

How Charlton compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS CHARLTON · 323 RESIDENTS
Washington County vs Charlton — population comparison Washington County: 154,645 residents. Charlton: 323 residents, 0.2% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
323 CHARLTON RESIDENTS ↳ 0.2% of Washington County residents
Underwriting Guidelines

Are Charlton residents with obesity able to qualify for life insurance?

Charlton applicants with obesity qualify routinely. The local risk pool — Washington County's ~156,000 residents, 9.4% without health coverage — shows 37.0% adult prevalence of obesity and 37.7% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Charlton families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Gapland →

📊 Top Health Considerations (CDC)

Top Health Considerations for Charlton (CITY) High cholesterol: 37.1%. High blood pressure: 37.7%. Obesity: 37%. Diagnosed diabetes: 12.4%. Current cigarette smoking: 14.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHARLTON High cholesterol 37.1% High blood pressure 37.7% Obesity 37.0% Diagnosed diabetes 12.4% Current cigarette smoking 14.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~323
Lack of health insurance (18–64) 6.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2415500
Google Maps
4.7 7 reviews
Charlton Town Hall photo 1Charlton Town Hall photo 2Charlton Town Hall photo 3Charlton Town Hall photo 4
Photos by Constantine Manolagas , Peter Plumb , David Campbell , D Jalbe via Google Maps
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Charlton Town Hall
Open now · Mon 7:30 AM – 5:00 PM
(508) 248-2200
townofcharlton.net
37 Main St, Charlton, MA 01507, USA
Recent Reviews
Sheila Daniels ★★★★★
"Great"
Bob Smith ★★★★☆
"Friendly staff"
Available in Charlton

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Washington County and Neighboring Maryland Counties

Cities served near Charlton.

June Marcia Williams writes life insurance and supplemental health policies across Washington County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Charlton

30 Cities · 3 Counties
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Washington CountyHome10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Montgomery County10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Official Resources

Know your rights in Charlton.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Charlton insurance — answered.

💰

How much does life insurance cost in Charlton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Charlton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Charlton?

Yes. June serves all of Charlton and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Cearfoss Washington County, MD 10 products available
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You Are Here Charlton Washington County, MD
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Next → Chewsville Washington County, MD 10 products available

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