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June Marcia Williams — Licensed Insurance Agent in Piney Point, MD
June Marcia Williams
Your Insurance Agent in Piney Point, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Piney Point, MD...
National Producer No.
17209549
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Life Insurance in Piney Point, MD

Securing Families Across St Marys County with 9 Tailored Product Lines

Why Piney Point Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Piney Point, St Marys County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Piney Point, St Marys County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Piney Point, MD

Piney Point, MD — Your Local Producer

For my neighbors in Piney Point, living here in St. Mary's County offers a unique sense of tranquility by the water. That same feeling of security is what I strive to provide for you and your family through thoughtful insurance planning. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping residents navigate their options for personal coverage. From Term Life and Final Expense policies to plans for critical illness or accidents, my goal is to offer clear, straightforward guidance. I'm here to help you understand your choices and secure a plan that fits your life. (NPN: 17209549, Maryland License No: 3004137002)

  • Piney Point Lighthouse Museum & Historic Park
  • Harry Lundeberg School of Seamanship
  • St. George Island Bridge
NPN17209549MD License3004137002

Piney Point is home to approximately 1,000 residents in St Marys County, with a median age of 48.4 and a median household income of $100,000. About 71% of homes are owner-occupied; the median home value is $334,000. 31% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 7% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Piney Point households.

How Piney Point compares to St Marys County

ST MARYS COUNTY · 114K RESIDENTS PINEY POINT · 1K RESIDENTS
St Marys County vs Piney Point — population comparison St Marys County: 113,814 residents. Piney Point: 1,033 residents, 0.9% of St Marys County population.
113,814 ST MARYS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,033 PINEY POINT RESIDENTS ↳ 0.9% of St Marys County residents
Underwriting Guidelines

What rate class can Piney Point applicants with current asthma expect from life insurance carriers?

Many Piney Point residents secure competitive rates despite current asthma. St Marys County reports 10.7% adult prevalence (CDC PLACES); 40.3% also manage high cholesterol, with 7.6% of the ~114,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Hollywood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Piney Point (CITY) High cholesterol: 40.3%. High blood pressure: 35.9%. Obesity: 34.6%. Diagnosed diabetes: 11.7%. Current cigarette smoking: 10.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PINEY POINT High cholesterol 40.3% High blood pressure 35.9% Obesity 34.6% Diagnosed diabetes 11.7% Current cigarette smoking 10.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Marys County Gov Portal .GOV
Population ~1,033
Lack of health insurance (18–64) 6.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2461875
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Photos by Heidi Mirz , Le'Arthur Brown , Claire Marsden , R Burns via Google Maps
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Piney Point
Piney Point, MD, USA
Available in Piney Point

Life Insurance Products in Piney Point, MD

9 insurance products available in Piney Point

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in St Marys County and Nearby Maryland Counties

Life Insurance by City Near Piney Point, MD

Life insurance by city across St Marys County and adjacent Maryland counties.

🌟 Cities Served near Piney Point

30 Cities · 3 Counties
Somerset County10
ChanceCrisfieldDeal IslandEwellMarion StationPrincess AnneSmith IslandTylertonUpper FairmountWestover
St Marys CountyHome10
AbellAvenueBushwoodCaliforniaCallawayClementsColtons PointDameronLeonardtownTall Timbers
Talbot County10
BozmanClaiborneCordovaEastonMcdanielNewcombOxfordSaint MichaelsSt. MichaelsTrappe
Official Resources

Know your rights in Piney Point.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Piney Point Life Insurance Questions

💰

How much does life insurance cost in Piney Point?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Piney Point
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Piney Point?

Yes. June serves all of Piney Point and every municipality in St Marys County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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