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Home›Maryland›Worcester County›Ocean City

June Marcia Williams — Licensed Insurance Agent in Ocean City, MD
June Marcia Williams
Your Insurance Agent in Ocean City, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ocean City, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Ocean City, MD | 12+ Years Experience

Top-Rated Financial Protection for Ocean City Residents

Honest, Local Insurance Guidance for Your Family's Future in Worcester County

Your local licensed agent in Ocean City, Worcester County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Ocean City, Worcester County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ocean City, MD

Ocean City, MD — Your Local Producer

Living here in Ocean City, we understand the rhythm of the seasons, from the bustling summer boardwalk to the peaceful off-season. It’s a unique way of life that deserves thoughtful protection. My name is June Marcia Williams, and as a licensed insurance producer right here in Maryland, I’m dedicated to helping my Worcester County neighbors secure their financial futures. Whether you're thinking about life insurance, final expense planning, or other personal coverage, I can help you navigate your options with clarity. Let's talk about a plan that fits your life by the shore. (NPN: 17209549, Maryland License No: 3004137002)

  • Ocean City Boardwalk
  • Northside Park
  • Roland E. Powell Convention Center
NPN17209549MD License3004137002
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Ocean City, MD?

Coverage is widely available. Ocean City sits within Worcester County (population ~54,000, 7.1% uninsured), where 24.5% of adults have arthritis alongside 11.9% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Ocean City families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Showell →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ocean City (CITY) High cholesterol: 42.3%. High blood pressure: 40.4%. Obesity: 32.2%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 11.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OCEAN CITY High cholesterol 42.3% High blood pressure 40.4% Obesity 32.2% Diagnosed diabetes 12.8% Current cigarette smoking 11.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Worcester County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2458225
Google Maps
4.1 24 reviews
Town of Ocean City Maryland photo 1Town of Ocean City Maryland photo 2Town of Ocean City Maryland photo 3Town of Ocean City Maryland photo 4
Photos by Town of Ocean City Maryland , M&M Family trips , Rohan Reddy , Deeley “Deeley OC Realtor” Chester via Google Maps
View on Google Maps
Town of Ocean City Maryland
Open now · Mon 8:00 AM – 4:30 PM
(410) 289-8221
oceancitymd.gov .GOV
301 Baltimore Ave, Ocean City, MD 21842, USA
Recent Reviews
DQ Ton ★★☆☆☆
"I love going to the beach and boardwalk in Ocean City, MD. I have been driving down from PA for many years. Me and the family always find a nice condo to rent and normally stay about a week. NOW, to g…"
Julie Haley ★★★★☆
"Since it was hot during the day, we made trips to some of the local nearby towns and indoor ocean city experiences and did the boardwalk In late afternoon and evening hours. It made for a more rounded…"
Available in Ocean City

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Worcester County and Neighboring Maryland Counties

Cities served near Ocean City.

June Marcia Williams writes life insurance and supplemental health policies across Worcester County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Ocean City

30 Cities · 3 Counties
Wicomico County10
AllenBivalveDelmarFruitlandHebronNanticokeNanticoke AcresPittsvilleSalisburyWaterview
Worcester CountyHome10
BerlinBishopvilleGirdletreeNewarkPocomoke CityShowellSnow HillStocktonWest Ocean CityWhaleysville
Somerset County10
ChanceCrisfieldDeal IslandEdenEwellMarion StationMount VernonSmith IslandTylertonWestover
Official Resources

Know your rights in Ocean City.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ocean City insurance — answered.

💰

How much does life insurance cost in Ocean City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ocean City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ocean City?

Yes. June serves all of Ocean City and every municipality in Worcester County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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