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Home›Maryland›Prince Georges County›Cottage City

June Marcia Williams — Licensed Insurance Agent in Cottage City, MD
June Marcia Williams
Your Insurance Agent in Cottage City, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cottage City, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Cottage City

Dedicated Coverage Options from Final Expense to Term Life in Prince Georges County

The Smart Choice for Dependable Life Insurance in Cottage City, MD

Your local licensed agent in Cottage City, Prince Georges County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Cottage City, Prince Georges County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cottage City, MD

Cottage City, MD — Your Local Producer

Hello, Cottage City! As a licensed insurance producer right here in Prince George's County, I am dedicated to helping my neighbors secure their financial futures. I understand that planning for the unexpected is a vital part of life, and I'm here to offer clear, personalized guidance on options like Term Life, Final Expense, and other personal insurance policies. My focus is on helping you understand your choices so you can make confident decisions for your family's protection. It's my privilege to serve the Cottage City community. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Cottage City Town Hall
  • Cottage City Park
  • Bladensburg Road & 38th Avenue
NPN17209549MD License3004137002
Underwriting Guidelines

What rate class can Cottage City applicants with diagnosed diabetes expect from life insurance carriers?

Yes, qualification is common in Cottage City. Within Prince Georges County's ~947,000 residents — including the 12.5% currently without health coverage — 14.9% of adults manage diagnosed diabetes and 13.1% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Cottage City families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Marlboro Meadows →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cottage City (CITY) High cholesterol: 36%. High blood pressure: 35.7%. Obesity: 42.1%. Diagnosed diabetes: 14.9%. Current cigarette smoking: 13.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · COTTAGE CITY High cholesterol 36.0% High blood pressure 35.7% Obesity 42.1% Diagnosed diabetes 14.9% Current cigarette smoking 13.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Prince Georges County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 22.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2420050
Google Maps
4.3 3 reviews
Cottage City Town Hall photo 1Cottage City Town Hall photo 2
Photos by Ben Rockey-Harris , desiree olawunmi via Google Maps
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Cottage City Town Hall
Open now · Mon 9:00 AM – 5:00 PM
(301) 779-2161
cottagecitymd.gov .GOV
3820 40th Ave, Cottage City, MD 20722, USA
Recent Reviews
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Available in Cottage City

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Prince Georges County and Neighboring Maryland Counties

Cities served near Cottage City.

June Marcia Williams writes life insurance and supplemental health policies across Prince Georges County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Cottage City

30 Cities · 3 Counties
Anne Arundel County10
ArnoldBrooklyn ParkFort MeadeGalesvilleJessupLinthicumNaval AcademyPasadenaSeverna ParkSherwood Forest
Prince Georges CountyHome10
AccokeekAdelphiBowieBrandywineClintonCollege ParkGlenn DaleLanhamOxon HillTemple Hills
Charles County10
Cobb IslandHughesvilleIndian HeadIssueLa PlataNewburgPisgahPotomac HeightsSaint CharlesWhite Plains
Official Resources

Know your rights in Cottage City.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cottage City insurance — answered.

💰

How much does life insurance cost in Cottage City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cottage City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cottage City?

Yes. June serves all of Cottage City and every municipality in Prince Georges County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

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