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Home›Maryland›Montgomery County›Somerset

June Marcia Williams — Licensed Insurance Agent in Somerset, MD
June Marcia Williams
Your Insurance Agent in Somerset, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Somerset, MD...
National Producer No.
17209549
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Trusted Life Insurance in Somerset, MD | Local Expert

Securing Families Across Montgomery County with 9 Tailored Product Lines

Why Somerset Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Somerset, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Somerset, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Somerset, MD

Somerset, MD — Your Local Producer

Hello, Somerset neighbors! As a resident of the greater Montgomery County area, I appreciate the unique, close-knit character of our community. My name is June Marcia Williams, and I am a licensed insurance producer here in Maryland (NPN: 17209549, MD License No: 3004137002). I specialize in helping individuals and families find personal insurance solutions that fit their lives, from life insurance to plans for final expenses or unexpected accidents. My goal is to provide clear guidance so you can feel confident in the financial protection you choose for your loved ones.

  • Somerset Town Hall
  • Somerset Elementary School
  • Capello Park
NPN17209549MD License3004137002

Somerset is home to approximately 1,000 residents in Montgomery County, with a median age of 49.6 and a median household income of $250,000. About 93% of homes are owner-occupied; the median home value is $1,647,000. 93% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 3% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Somerset households.

How Somerset compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS SOMERSET · 1K RESIDENTS
Montgomery County vs Somerset — population comparison Montgomery County: 1,056,910 residents. Somerset: 1,028 residents, 0.1% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,028 SOMERSET RESIDENTS ↳ 0.1% of Montgomery County residents
Underwriting Guidelines

Are Somerset residents with current asthma able to qualify for life insurance?

Somerset applicants with current asthma qualify routinely. The local risk pool — Montgomery County's ~1,058,000 residents, 8.7% without health coverage — shows 9.2% adult prevalence of current asthma and 5.0% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Somerset families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Bethesda →

📊 Top Health Considerations (CDC)

Top Health Considerations for Somerset (CITY) High cholesterol: 43.2%. High blood pressure: 32.2%. Obesity: 23.1%. Diagnosed diabetes: 9%. Current cigarette smoking: 5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SOMERSET High cholesterol 43.2% High blood pressure 32.2% Obesity 23.1% Diagnosed diabetes 9.0% Current cigarette smoking 5.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~1,028
Lack of health insurance (18–64) 4.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2473350
Google Maps
4.2 5 reviews
Town of Somerset photo 1Town of Somerset photo 2Town of Somerset photo 3
Photos by Jomo , Town of Somerset , travelswithadiplomat via Google Maps
View on Google Maps
Town of Somerset
Open now · Mon 9:00 AM – 4:30 PM
(301) 657-3211
townofsomersetmd.gov .GOV
4510 Cumberland Ave, Chevy Chase, MD 20815, USA
Recent Reviews
J. Schmidt ★☆☆☆☆
"This Town runs like a condo association. Mostly incompetent people who have nothing else to do."
osama Mohamed ★★★★★
"Very nice"
Available in Somerset

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Montgomery County and Neighboring Maryland Counties

Cities served near Somerset.

June Marcia Williams writes life insurance and supplemental health policies across Montgomery County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Somerset

22 Cities · 3 Counties
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Montgomery CountyHome10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Baltimore City2
BaltimoreGwynn Oak
Official Resources

Know your rights in Somerset.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Somerset insurance — answered.

💰

How much does life insurance cost in Somerset?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Somerset
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Somerset?

Yes. June serves all of Somerset and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Silver Spring Montgomery County, MD 10 products available
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