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Home›Maryland›Howard County›North Laurel

June Marcia Williams — Licensed Insurance Agent in North Laurel, MD
June Marcia Williams
Your Insurance Agent in North Laurel, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing North Laurel, MD...
National Producer No.
17209549
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Life Insurance in North Laurel, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in North Laurel Without the Complexity

Your local licensed agent in North Laurel, Howard County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for North Laurel, Howard County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · North Laurel, MD

North Laurel, MD — Your Local Producer

For my neighbors in North Laurel, living in Howard County means valuing both community and planning for the future. As a licensed insurance producer, my goal is to help you protect what matters most with clear, straightforward guidance. I can help you explore a range of personal insurance options, from Term and Whole Life to Final Expense and Critical Illness policies, all tailored to your unique situation. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I'm proud to serve our community with personalized and attentive service.

  • North Laurel Park
  • Laurel Woods Elementary School
  • Intersection of Route 216 and US-1
NPN17209549MD License3004137002

North Laurel is home to approximately 24,400 residents in Howard County, with a median age of 35.8 and a median household income of $115,000. About 64% of homes are owner-occupied; the median home value is $432,000. 58% of adults hold a bachelor's degree or higher; households with children make up 36%; veterans comprise 5% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit North Laurel households.

How North Laurel compares to Howard County

HOWARD COUNTY · 332K RESIDENTS NORTH LAUREL · 24K RESIDENTS
Howard County vs North Laurel — population comparison Howard County: 332,011 residents. North Laurel: 24,414 residents, 7.4% of Howard County population.
332,011 HOWARD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
24,414 NORTH LAUREL RESIDENTS ↳ 7.4% of Howard County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in North Laurel, MD?

Coverage is widely available. North Laurel sits within Howard County (population ~332,000, 5.7% uninsured), where 8.0% of adults have current cigarette smoking alongside 37.0% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Hanover →

📊 Top Health Considerations (CDC)

Top Health Considerations for North Laurel (CITY) High cholesterol: 37%. High blood pressure: 32.5%. Obesity: 31.5%. Diagnosed diabetes: 9.8%. Current cigarette smoking: 8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · NORTH LAUREL High cholesterol 37.0% High blood pressure 32.5% Obesity 31.5% Diagnosed diabetes 9.8% Current cigarette smoking 8.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Howard County Gov Portal .GOV
Population ~24,414
Lack of health insurance (18–64) 6.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2456725
Google Maps
North Laurel civic building photo 1North Laurel civic building photo 2North Laurel civic building photo 3
Photos by Liz Humes , peter hahn , Astley Scott via Google Maps
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Available in North Laurel

Life Insurance Products in North Laurel, MD

9 insurance products available in North Laurel

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Howard County and Nearby Maryland Counties

Life Insurance by City Near North Laurel, MD

Life insurance by city across Howard County and adjacent Maryland counties.

🌟 Cities Served near North Laurel

22 Cities · 3 Counties
Montgomery County10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Howard CountyHome10
Annapolis JunctiClarksvilleColumbiaCooksvilleDaytonEllicott CityFultonGlenelgGlenwoodHighland
Baltimore City2
BaltimoreGwynn Oak
Official Resources

Know your rights in North Laurel.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

North Laurel Life Insurance Questions

💰

How much does life insurance cost in North Laurel?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

North Laurel
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of North Laurel?

Yes. June serves all of North Laurel and every municipality in Howard County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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Licensed in 5 states NPN verified No obligation
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