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Home›Maryland›Queen Annes County›Chester

June Marcia Williams — Licensed Insurance Agent in Chester, MD
June Marcia Williams
Your Insurance Agent in Chester, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chester, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Chester, MD | 12+ Years Experience

Top-Rated Financial Protection for Chester Residents

Honest, Local Insurance Guidance for Your Family's Future in Queen Annes County

Your local licensed agent in Chester, Queen Annes County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Chester, Queen Annes County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Chester, MD

Chester, MD — Your Local Producer

Hello, Chester neighbors! Living here in Queen Anne's County, with the beautiful Chesapeake Bay views and unique island charm, we understand the importance of protecting what matters most. That's why I'm dedicated to helping my fellow residents navigate their personal insurance options. My name is June Marcia Williams, and as a licensed insurance producer, I specialize in finding the right coverage for your specific needs. Whether you're considering Term Life, Whole Life, Final Expense, or other personal policies, I'm here to provide clear, straightforward guidance to help you feel confident in your decisions. (NPN: 17209549, Maryland License No: 3004137002)

  • Kent Island High School
  • The Kent Narrows Bridge
  • Cross Island Trail
NPN17209549MD License3004137002

Chester is home to approximately 4,500 residents in Queen Annes County, with a median age of 43.8 and a median household income of $90,200. About 68% of homes are owner-occupied; the median home value is $420,000. 33% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 6% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Chester households.

How Chester compares to Queen Annes County

QUEEN ANNES COUNTY · 50K RESIDENTS CHESTER · 4K RESIDENTS
Queen Annes County vs Chester — population comparison Queen Annes County: 50,316 residents. Chester: 4,456 residents, 8.9% of Queen Annes County population.
50,316 QUEEN ANNES COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,456 CHESTER RESIDENTS ↳ 8.9% of Queen Annes County residents
Underwriting Guidelines

What rate class can Chester applicants with high cholesterol expect from life insurance carriers?

Many Chester residents secure competitive rates despite high cholesterol. Queen Annes County reports 38.2% adult prevalence (CDC PLACES); 30.1% also manage obesity, with 6.7% of the ~53,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Chester families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Grasonville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chester (CITY) High cholesterol: 38.2%. High blood pressure: 39.1%. Obesity: 30.1%. Diagnosed diabetes: 12.1%. Current cigarette smoking: 12.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHESTER High cholesterol 38.2% High blood pressure 39.1% Obesity 30.1% Diagnosed diabetes 12.1% Current cigarette smoking 12.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Queen Annes County Gov Portal .GOV
Population ~4,456
Lack of health insurance (18–64) 7.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2416125
Google Maps
4.0 51 reviews
Chester City Hall photo 1Chester City Hall photo 2Chester City Hall photo 3Chester City Hall photo 4
Photos by Craig Spedden , Leo Suarez , Leo Suarez , Stiffieboyz via Google Maps
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Chester City Hall
Open now · Mon 9:00 AM – 4:30 PM
(610) 447-7700
chestercity.com
MUNICIPAL BUILDNG, 1 E 4th St, Chester, PA 19013, USA
Recent Reviews
J. West ★★★★★
"After the snow storm of 2026, my vehicle was “COMPLETELY “ Snowed-In… literally! As result of the enormous amt of snow surrounding my vehicle, I made a ditch effort and had to commute to work via pub…"
Stiffieboyz ★☆☆☆☆
"American flag was not at half staff it’s suppose to be until the sunset of the 14th of September"
Available in Chester

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Queen Annes County and Neighboring Maryland Counties

Cities served near Chester.

June Marcia Williams writes life insurance and supplemental health policies across Queen Annes County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Chester

30 Cities · 3 Counties
Talbot County10
BozmanCordovaEastonMcdanielNewcombOxfordRoyal OakSaint MichaelsSt. MichaelsTilghman
Queen Annes CountyHome10
BarclayCentrevilleChurch HillCrumptonGrasonvilleInglesideQueen AnneQueenstownStevensvilleSudlersville
Anne Arundel County10
ArnoldBrooklyn ParkFort MeadeGalesvilleJessupLinthicumNaval AcademyPasadenaSeverna ParkSherwood Forest
Official Resources

Know your rights in Chester.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Chester insurance — answered.

💰

How much does life insurance cost in Chester?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chester
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chester?

Yes. June serves all of Chester and every municipality in Queen Annes County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Centreville Queen Annes County, MD 10 products available
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