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June Marcia Williams — Licensed Insurance Agent in Finzel, MD
June Marcia Williams
Your Insurance Agent in Finzel, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Finzel, MD...
National Producer No.
17209549
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Life Insurance in Finzel, MD

Top-Rated Financial Protection for Finzel Residents

Honest, Local Insurance Guidance for Your Family's Future in Garrett County

Your local licensed agent in Finzel, Garrett County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Finzel, Garrett County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Finzel, MD

Finzel, MD — Your Local Producer

Living in Garrett County, we value the peace of mind that comes from our tight-knit communities and scenic surroundings. As your neighbor and a licensed insurance producer for Finzel, I am committed to helping you secure that same sense of stability for your family's future. I can provide clear, straightforward information on personal insurance options like Term Life, Final Expense, and Critical Illness plans, helping you understand your choices without pressure. My focus is on helping you make a confident decision to protect what matters most. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Eastern Continental Divide
  • Savage River State Forest
  • St. Mary's Catholic Church
NPN17209549MD License3004137002

Finzel is home to approximately 740 residents in Garrett County, with a median age of 43.7 and a median household income of $108,000. About 92% of homes are owner-occupied; the median home value is $218,000. 5% of adults hold a bachelor's degree or higher; households with children make up 18%; veterans comprise 15% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Finzel households.

How Finzel compares to Garrett County

GARRETT COUNTY · 29K RESIDENTS FINZEL · 740 RESIDENTS
Garrett County vs Finzel — population comparison Garrett County: 28,856 residents. Finzel: 740 residents, 2.6% of Garrett County population.
28,856 GARRETT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
740 FINZEL RESIDENTS ↳ 2.6% of Garrett County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Finzel, MD?

Yes. Garrett County's health profile — 29,000 residents, 7.9% uninsured, 36.7% adults with high cholesterol, 26.8% with arthritis — shapes how A-rated carriers tier rate classes for Finzel applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Jennings →

📊 Top Health Considerations (CDC)

Top Health Considerations for Finzel (CITY) High cholesterol: 36.7%. High blood pressure: 36.4%. Obesity: 34.3%. Diagnosed diabetes: 11.7%. Current cigarette smoking: 14.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FINZEL High cholesterol 36.7% High blood pressure 36.4% Obesity 34.3% Diagnosed diabetes 11.7% Current cigarette smoking 14.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Garrett County Gov Portal .GOV
Population ~740
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2428275
Google Maps
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Available in Finzel

Life Insurance Products in Finzel, MD

9 insurance products available in Finzel

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Garrett County and Nearby Maryland Counties

Life Insurance by City Near Finzel, MD

Life insurance by city across Garrett County and adjacent Maryland counties.

🌟 Cities Served near Finzel

30 Cities · 3 Counties
Allegany County10
ClarysvilleCumberlandFlintstoneFrostburgLa ValeLonaconingLukeMidlandSpring GapZihlman
Garrett CountyHome10
AccidentBittingerBloomingtonDeer ParkFriendsvilleJenningsLoch Lynn HeightsSang RunShallmarSwanton
Washington County10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Official Resources

Know your rights in Finzel.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Finzel Life Insurance Questions

💰

How much does life insurance cost in Finzel?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Finzel
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Finzel?

Yes. June serves all of Finzel and every municipality in Garrett County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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