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June Marcia Williams — Licensed Insurance Agent in Finzel, MD
June Marcia Williams
Your Insurance Agent in Finzel, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Finzel, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Finzel, MD | 12+ Years Experience

Top-Rated Financial Protection for Finzel Residents

Honest, Local Insurance Guidance for Your Family's Future in Garrett County

Your local licensed agent in Finzel, Garrett County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Finzel, Garrett County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Finzel, MD

Finzel, MD — Your Local Producer

Living in Garrett County, we value the peace of mind that comes from our tight-knit communities and scenic surroundings. As your neighbor and a licensed insurance producer for Finzel, I am committed to helping you secure that same sense of stability for your family's future. I can provide clear, straightforward information on personal insurance options like Term Life, Final Expense, and Critical Illness plans, helping you understand your choices without pressure. My focus is on helping you make a confident decision to protect what matters most. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Eastern Continental Divide
  • Savage River State Forest
  • St. Mary's Catholic Church
NPN17209549MD License3004137002

Finzel is home to approximately 740 residents in Garrett County, with a median age of 43.7 and a median household income of $108,000. About 92% of homes are owner-occupied; the median home value is $218,000. 5% of adults hold a bachelor's degree or higher; households with children make up 18%; veterans comprise 15% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Finzel households.

How Finzel compares to Garrett County

GARRETT COUNTY · 29K RESIDENTS FINZEL · 740 RESIDENTS
Garrett County vs Finzel — population comparison Garrett County: 28,856 residents. Finzel: 740 residents, 2.6% of Garrett County population.
28,856 GARRETT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
740 FINZEL RESIDENTS ↳ 2.6% of Garrett County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Finzel, MD?

Yes. Garrett County's health profile — 28,000 residents, 7.9% uninsured, 36.7% adults with high cholesterol, 26.8% with arthritis — shapes how A-rated carriers tier rate classes for Finzel applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Finzel families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Jennings →

📊 Top Health Considerations (CDC)

Top Health Considerations for Finzel (CITY) High cholesterol: 36.7%. High blood pressure: 36.4%. Obesity: 34.3%. Diagnosed diabetes: 11.7%. Current cigarette smoking: 14.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FINZEL High cholesterol 36.7% High blood pressure 36.4% Obesity 34.3% Diagnosed diabetes 11.7% Current cigarette smoking 14.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Garrett County Gov Portal .GOV
Population ~740
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2428275
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Available in Finzel

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Garrett County and Neighboring Maryland Counties

Cities served near Finzel.

June Marcia Williams writes life insurance and supplemental health policies across Garrett County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Finzel

30 Cities · 3 Counties
Allegany County10
BarrelvilleClarysvilleFranklinFrostburgKlondikeMccooleMidlothianOceanSpring GapWoodland
Garrett CountyHome10
AccidentBittingerBloomingtonDeer ParkFriendsvilleGrantsvilleJenningsLoch Lynn HeightsShallmarSwanton
Washington County10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Official Resources

Know your rights in Finzel.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Finzel insurance — answered.

💰

How much does life insurance cost in Finzel?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Finzel
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Finzel?

Yes. June serves all of Finzel and every municipality in Garrett County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Deer Park Garrett County, MD 10 products available
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