Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Maryland›Calvert County›Long Beach

June Marcia Williams — Licensed Insurance Agent in Long Beach, MD
June Marcia Williams
Your Insurance Agent in Long Beach, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Long Beach, MD...
National Producer No.
17209549
Verify ↗

Expert Life Insurance Agent in Long Beach, MD | 12+ Years Experience

Top-Rated Financial Protection for Long Beach Residents

Honest, Local Insurance Guidance for Your Family's Future in Calvert County

Your local licensed agent in Long Beach, Calvert County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Long Beach, Calvert County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Long Beach, MD

Long Beach, MD — Your Local Producer

Hello, Long Beach neighbors! I understand the unique appeal of living here in Calvert County, with the Chesapeake Bay shaping so much of our daily lives. Protecting your family's future in this beautiful setting is my top priority. My name is June Marcia Williams, and as a licensed Maryland insurance producer, I specialize in helping individuals and families find personal insurance solutions. Whether you're considering Term Life, Whole Life, Final Expense, or other specialty plans, I'm here to offer clear, one-on-one guidance to help you understand your options. Let's work together to secure your peace of mind. (NPN: 17209549, Maryland License No: 3004137002)

  • Calvert Cliffs State Park
  • Long Beach Drive
  • St. Leonard Road (MD-765)
NPN17209549MD License3004137002

Long Beach is home to approximately 1,800 residents in Calvert County, with a median age of 42.0 and a median household income of $133,000. About 89% of homes are owner-occupied; the median home value is $342,000. 25% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 8% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Long Beach households.

How Long Beach compares to Calvert County

CALVERT COUNTY · 93K RESIDENTS LONG BEACH · 2K RESIDENTS
Calvert County vs Long Beach — population comparison Calvert County: 93,244 residents. Long Beach: 1,761 residents, 1.9% of Calvert County population.
93,244 CALVERT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,761 LONG BEACH RESIDENTS ↳ 1.9% of Calvert County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Long Beach, MD?

Long Beach applicants with current cigarette smoking qualify routinely. The local risk pool — Calvert County's ~95,000 residents, 6.5% without health coverage — shows 11.6% adult prevalence of current cigarette smoking and 10.5% with current asthma. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Long Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Prince Frederick →

📊 Top Health Considerations (CDC)

Top Health Considerations for Long Beach (CITY) High cholesterol: 37.6%. High blood pressure: 36.5%. Obesity: 36.2%. Diagnosed diabetes: 10.7%. Current cigarette smoking: 11.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LONG BEACH High cholesterol 37.6% High blood pressure 36.5% Obesity 36.2% Diagnosed diabetes 10.7% Current cigarette smoking 11.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Calvert County Gov Portal .GOV
Population ~1,761
Lack of health insurance (18–64) 6.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2448025
Google Maps
View on Google Maps
Available in Long Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Calvert County and Neighboring Maryland Counties

Cities served near Long Beach.

June Marcia Williams writes life insurance and supplemental health policies across Calvert County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Long Beach

30 Cities · 3 Counties
Dorchester County10
AlgonquinCambridgeCrapoCrocheronEldoradoLinkwoodTaylors IslandToddvilleWingateWoolford
Calvert CountyHome10
Calvert BeachChesapeake BeachChesapeake Ranch EstatesDowellDunkirkHuntingtownLusbyPrince FrederickSaint LeonardSt. Leonard
Prince Georges County10
AccokeekAdelphiBowieBrandywineClintonCollege ParkGlenn DaleLanhamOxon HillTemple Hills
Official Resources

Know your rights in Long Beach.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Long Beach insurance — answered.

💰

How much does life insurance cost in Long Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Long Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Long Beach?

Yes. June serves all of Long Beach and every municipality in Calvert County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Huntingtown Calvert County, MD 10 products available
•
You Are Here Long Beach Calvert County, MD
•
Next → Lusby Calvert County, MD 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia