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Home›Florida›St Johns County›Vilano Beach

June Marcia Williams — Licensed Insurance Agent in Vilano Beach, FL
June Marcia Williams
Your Insurance Agent in Vilano Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Vilano Beach, FL...
National Producer No.
17209549
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Life Insurance in Vilano Beach, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Vilano Beach Without the Complexity

Your local licensed agent in Vilano Beach, St Johns County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Vilano Beach, St Johns County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Vilano Beach, FL

Vilano Beach, FL — Your Local Producer

For my neighbors in Vilano Beach, life is defined by our unique coastal charm, from the coquina-sand shores to the tranquil Tolomato River. As a fellow Floridian and licensed insurance producer, I understand the importance of protecting your family's future here in beautiful St. Johns County. I'm June Marcia Williams, and I'm dedicated to helping you navigate your personal insurance options with clarity and care. Whether you're considering term life, final expense, or supplemental health plans, my goal is to provide straightforward guidance tailored to your needs. Let's work together to secure your peace of mind. (NPN: 17209549, Florida License No: W840529)

  • Vilano Beach Pier
  • North Shores Park
  • Vilano Bridge
NPN17209549FL LicenseW840529

Vilano Beach is home to approximately 2,300 residents in St Johns County, with a median age of 58.2 and a median household income of $131,000. About 86% of homes are owner-occupied; the median home value is $580,000. 57% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 13% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Vilano Beach households.

How Vilano Beach compares to St Johns County

ST JOHNS COUNTY · 279K RESIDENTS VILANO BEACH · 2K RESIDENTS
St Johns County vs Vilano Beach — population comparison St Johns County: 278,722 residents. Vilano Beach: 2,291 residents, 0.8% of St Johns County population.
278,722 ST JOHNS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,291 VILANO BEACH RESIDENTS ↳ 0.8% of St Johns County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Vilano Beach, FL?

Coverage is widely available. Vilano Beach sits within St Johns County (population ~279,000, 8.9% uninsured), where 27.1% of adults have arthritis alongside 13.2% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby St. Augustine South →

📊 Top Health Considerations (CDC)

Top Health Considerations for Vilano Beach (CITY) High cholesterol: 38.3%. High blood pressure: 37.4%. Obesity: 32.4%. Diagnosed diabetes: 12.5%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · VILANO BEACH High cholesterol 38.3% High blood pressure 37.4% Obesity 32.4% Diagnosed diabetes 12.5% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Johns County Gov Portal .GOV
Population ~2,291
Lack of health insurance (18–64) 11.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1274400
Google Maps
Vilano Beach photo 1Vilano Beach photo 2Vilano Beach photo 3Vilano Beach photo 4
Photos by Ken W , Brandon , Dee Zichowic , Jason Kamer via Google Maps
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Vilano Beach
Vilano Beach, FL 32084, USA
Available in Vilano Beach

Life Insurance Products in Vilano Beach, FL

9 insurance products available in Vilano Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in St Johns County and Nearby Florida Counties

Life Insurance by City Near Vilano Beach, FL

2,852 licensed producers on public record in St Johns County.

🌟 Cities Served near Vilano Beach

24 Cities · 3 Counties
Bradford County4
BrookerHamptonLawteyStarke
St Johns CountyHome10
Butler BeachElktonFlagler EstatesFruit CoveHastingsPonte Vedra BeachSaint AugustineSt. Augustine BeachSt. Augustine ShoresWorld Golf Village
Putnam County10
Crescent CityEast PalatkaFlorahomeGeorgetownGrandinHollisterInterlachenLake ComoPalatkaWelaka
Official Resources

Know your rights in Vilano Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Vilano Beach Life Insurance Questions

💰

How much does life insurance cost in Vilano Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Vilano Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Vilano Beach?

Yes. June serves all of Vilano Beach and every municipality in St Johns County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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