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June Marcia Williams — Licensed Term Life Insurance Agent in Geneva, FL
June Marcia Williams
Your Insurance Agent in Geneva, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Geneva, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Geneva, FL

Lock in level premiums and protect your family's income.

Term life insurance for Geneva, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Geneva, FL

Geneva, FL — Your Local Producer

Hello Geneva! I love the unique character of Seminole County, from its natural beauty to the strong sense of community we share. Life here is special, and protecting our families is a top priority for all of us. As a licensed insurance producer right here in Florida, my mission is to help my neighbors navigate their options with confidence. I offer personal guidance on everything from Term and Whole Life to Final Expense and Accident & Injury policies. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm here to help you find a suitable plan.

  • Geneva Wilderness Area
  • Museum of Geneva History
  • Geneva Elementary School
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Geneva

29 on public record · Florida DFS · Fla. Stat. §119.01

AB
Agnes Bartoszek-Mclaughlin
Life Including Variable Annuity & Health
NPN 17824514 Licensed 2016
AP
Amanda Lynn Partin
Life Including Variable Annuity & Health
NPN 19650181 Licensed 2025
AM
Austin Miller
Life Including Variable Annuity & Health
NPN 20254335 Licensed 2022
BB
Beth Ann Block
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 620637 Licensed 1988
BP
Bruce Patti
Life Including Variable Annuity & Health
NPN 16802954 Licensed 2012
CC
Christopher Hugh Chauvin
Life Including Variable Annuity & Health
NPN 8994773 Licensed 2022
CG
Christopher James George
Life Including Variable Annuity & Health
NPN 17936301 Licensed 2016
DF
Damaris Flores
Life Including Variable Annuity & Health
NPN 19967040 Licensed 2021
GH
Gena Laure Herro
Life Including Variable Annuity & Health
NPN 20154780 Licensed 2021
JH
Jacob Holley-Prunty
Life Including Variable Annuity & Health
NPN 20849762 Licensed 2023
JZ
Jennifer Zaleski
Life Including Variable Annuity & Health
NPN 19057466 Licensed 2019
JP
Joe Pires
Life Including Variable Annuity & Health
NPN 439588 Licensed 1996
JC
John Robert Cloninger
Life Including Variable Annuity & Health
NPN 565221 Licensed 1974
JS
Juan Santos
Life Including Variable Annuity & Health
NPN 18857989 Licensed 2018
KD
Karen Jackson Dalbey
Life Including Variable Annuity & Health
NPN 526112 Licensed 1981
KS
Kristen Schlusemeyer
Life Including Variable Annuity & Health
NPN 21623120 Licensed 2025
LO
Lorena A Ortega
Life Including Variable Annuity & Health
NPN 8264130 Licensed 2017
MW
Madison Lacey Wheeler
Life Including Variable Annuity & Health
NPN 19692680 Licensed 2020
MK
Marie Alicia Kverek
Life Including Variable Annuity & Health
NPN 19623618 Licensed 2020
MB
Michele Marie Burkett
Life Including Variable Annuity & Health
NPN 18672233 Licensed 2024
NA
Nicholas P Ault
Life Including Variable Annuity & Health
NPN 20477465 Licensed 2022
PT
Paul Mitchell Tarins
Life Including Variable Annuity & Health
NPN 433700 Licensed 1997
SS
Sophie Madison Strempel
Life Including Variable Annuity & Health
NPN 22270121 Licensed 2026
SB
Steven Carl Block
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 480916 Licensed 1988
View all 29 licensed term life producers in Geneva →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Geneva regional market. Rates are localized using regional health baselines.

Official Geneva Resources

County Seminole County
Population ~3,247
Lack of insurance (18–64) 8.1%
FIPS code 1225750

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Geneva rates. Start your quote request below.

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Geneva civic building photo 1
Photos by A S via Google Maps
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Geneva?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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