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June Marcia Williams — Licensed Term Life Insurance Agent in Longwood, FL
June Marcia Williams
Your Insurance Agent in Longwood, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Longwood, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Longwood, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for Longwood, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Longwood, FL

Longwood, FL — Your Local Producer

Hello, Longwood! I love the strong sense of community we have here in Seminole County, from our historic downtown to our beautiful parks. As a local resident myself, I understand the unique needs of our families. My goal is to help you navigate the world of insurance with a personal touch. Whether you're considering Term Life, Final Expense, or other policies to protect your loved ones, I'm here to provide clear, straightforward guidance. As your neighbor, I'm committed to helping you secure the financial peace of mind you deserve. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Longwood City Hall
  • Reiter Park
  • Lyman High School
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Longwood

679 on public record · Florida DFS · Fla. Stat. §119.01

AV
Aaron Valdez
Life Including Variable Annuity & Health
NPN 10308049 Licensed 2010
AR
Ada Rhnea Russell
Life Including Variable Annuity & Health
NPN 7911751 Licensed 2023
AB
Adam Bass
Life Including Variable Annuity & Health
NPN 19638456 Licensed 2020
AM
Adam Hussian Mohammed
Life Including Variable Annuity & Health
NPN 22204236 Licensed 2026
AF
Adriana M Serjal Freites
Life Including Variable Annuity & Health
NPN 20733666 Licensed 2023
AS
Albert Lee Shane
Life Including Variable Annuity & Health
NPN 624116 Licensed 2005
AC
Alejandra Gabriela Cabrera
Life Including Variable Annuity & Health
NPN 20304554 Licensed 2022
AB
Alex Bounleutay
Life Including Variable Annuity & Health
NPN 22195574 Licensed 2026
AD
Alex David
Life Including Variable Annuity & Health
NPN 16626580 Licensed 2020
AG
Alex Scott Garcia
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 599162 Licensed 1992
AC
Alex Xavier Cordero
Life Including Variable Annuity & Health
NPN 19498917 Licensed 2020
AC
Alexander Antonio Corcho
Life Including Variable Annuity & Health
NPN 7816331 Licensed 2004
AH
Alexander Hansen
Life Including Variable Annuity & Health
NPN 20870018 Licensed 2023
AW
Alexander Wolfe
Life Including Variable Annuity & Health
NPN 21723024 Licensed 2025
AE
Alexia N Emerson
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17019149 Licensed 2014
AB
Alison King Brannon
Life Including Variable Annuity & Health
NPN 17147916 Licensed 2013
AH
Alison Lindsay Harrelson
Life Including Variable Annuity & Health
NPN 20995857 Licensed 2023
AT
Alison Tuite
Life Including Variable Annuity & Health
NPN 21350191 Licensed 2024
AS
Allen Sperling
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20177265 Licensed 2023
AW
Allyn Tyler Wirsu
Life Including Variable Annuity & Health
NPN 18528187 Licensed 2026
AH
Amanda Sue Huffstutler
Life Including Variable Annuity & Health
NPN 21574247 Licensed 2025
AM
Amber Malloy
Life Including Variable Annuity & Health
NPN 18385199 Licensed 2023
AB
Amy Z Bey
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18084204 Licensed 2023
AW
Ana Cristina Wagner
Life Including Variable Annuity & Health
NPN 20029169 Licensed 2021
View all 679 licensed term life producers in Longwood →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Longwood regional market. Rates are localized using regional health baselines.

Official Longwood Resources

County Seminole County
Population ~15,628
Lack of insurance (18–64) 12.2%
FIPS code 1241250

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Longwood rates. Start your quote request below.

Google Maps
3.8 4 reviews
Longwood City Hall photo 1Longwood City Hall photo 2
Photos by Alan Rosko , Penny Martin via Google Maps
Longwood City Hall
175 W Warren Ave, Longwood, FL 32750, USA
Recent Reviews
Eli Castro ★★☆☆☆
"I called to find out when recycling gets picked up since I could never figure out the day. The lady on the other end of the line said Monday. Monday came and went and my recycling was never picked up.…"
Meredith Crawley ★★★★★
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Longwood?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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