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June Marcia Williams — Licensed Term Life Insurance Agent in Fern Park, FL
June Marcia Williams
Your Insurance Agent in Fern Park, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fern Park, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Fern Park, FL

Lock in level premiums and protect your family's income.

Term life insurance for Fern Park, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Fern Park, FL

Fern Park, FL — Your Local Producer

Hello, Fern Park! As a fellow resident of the Seminole County area, I appreciate the unique, close-knit character of our community. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to serving my neighbors right here. I help individuals and families explore personal insurance options, from term and whole life to final expense and supplemental health plans. Understanding your choices is the first step toward peace of mind, and my goal is to provide clear, one-on-one guidance. I'm here to help you protect what matters most. (NPN: 17209549, Florida License No: W840529)

  • Kewanee Park
  • English Estates Elementary School
  • Intersection of US-17/92 and SR 436
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Fern Park

35 on public record · Florida DFS · Fla. Stat. §119.01

AD
Andrew M Dietzel
Life Including Variable Annuity & Health
NPN 21336465 Licensed 2024
AR
Avia N Rolle
Life Including Variable Annuity & Health
NPN 19947053 Licensed 2021
CG
Caitlin Renee Gillespie
Life Including Variable Annuity & Health
NPN 20382510 Licensed 2022
CM
Cardell Anthony Michael
Life Including Variable Annuity & Health
NPN 19604793 Licensed 2020
CM
Cheria Murray
Life Including Variable Annuity & Health
NPN 18996622 Licensed 2018
CB
Christiane Barnes
Life Including Variable Annuity & Health
NPN 21107487 Licensed 2024
CK
Christina Key
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8274646 Licensed 2021
CH
Christopher Michael Hernandez
Life Including Variable Annuity & Health
NPN 19688851 Licensed 2020
CS
Claudia Schumann
Life Including Variable Annuity & Health
NPN 21006279 Licensed 2023
GC
Ginger Moncada Cueva
Life Including Variable Annuity & Health
NPN 21101495 Licensed 2024
HG
Hilliard Cecil Gardner
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 28056 Licensed 1980
HK
Howard Mark Kaplan
Life Including Variable Annuity & Health
NPN 426321 Licensed 1983
IR
Idonya Rentz
Life Including Variable Annuity & Health
NPN 20116829 Licensed 2021
JS
Jacqueline Lima Guimaraes Sales
Life Including Variable Annuity & Health
NPN 19743383 Licensed 2020
JS
Jaime Giovanny Cortes Suarez
Life Including Variable Annuity & Health
NPN 21043030 Licensed 2024
JB
Jeanetta Marie Bryant
Life Including Variable Annuity & Health
NPN 8345944 Licensed 2005
JF
Jessica C Faines
Life Including Variable Annuity & Health
NPN 19954668 Licensed 2021
JG
Jessica Gaurdet
Life Including Variable Annuity & Health
NPN 20465439 Licensed 2022
KM
Karimar Mendez
Life Including Variable Annuity & Health
NPN 20489964 Licensed 2022
KS
Kevin Kenard Stewart
Life Including Variable Annuity & Health
NPN 14268354 Licensed 2009
LA
Linda Ann Lee Acree
Life Including Variable Annuity & Health
NPN 21381780 Licensed 2024
MW
Macey James Williams
Life Including Variable Annuity & Health
NPN 507060 Licensed 1971
MH
Maria Hutchinson
Life Including Variable Annuity & Health
NPN 646301 Licensed 2008
MW
Monique E White
Life Including Variable Annuity & Health
NPN 17364632 Licensed 2022
View all 35 licensed term life producers in Fern Park →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Fern Park regional market. Rates are localized using regional health baselines.

Official Fern Park Resources

County Seminole County
Population ~8,207
Lack of insurance (18–64) 14.3%
FIPS code 1222250

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Fern Park rates. Start your quote request below.

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Casselberry City Hall
Open now · Mon 7:00 AM – 6:00 PM
95 Triplet Lake Dr, Casselberry, FL 32707, USA
Recent Reviews
Jeff A ★☆☆☆☆
"Every person involved in the water department should be fired. I have castleberry water, my account is on autopay. Without any notice, they shut off my water and they’re closed on Friday. So, I have n…"
ALEX ★★★★★
"It is located next to a beautiful park. Lakes, fountains, sculptures, lots of greenery - a very beautiful place."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Fern Park?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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