June Marcia Williams

Your Insurance Agent in Alva, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Alva, FL...

National Producer No.

17209549

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Life Insurance in Alva, FL

Top-Rated Financial Protection for Alva Residents

Honest, Local Insurance Guidance for Your Family's Future in Lee County

Your local licensed agent in Alva, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Alva, Lee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Alva, FL

Alva, FL — Your Local Producer

For my neighbors in Alva and across Lee County, enjoying the quiet beauty of our community along the Caloosahatchee River is a way of life. I'm June Marcia Williams, a licensed insurance producer (NPN: 17209549) living and working right here in Florida. My goal is to help you find personal insurance solutions that fit your unique needs, from term life and final expense to accident & injury coverage. I take the time to understand your situation and explain your options clearly, so you can make informed decisions for your family's future security. As your local resource (Florida License No: W840529), I'm here to help protect what matters most.

Caloosahatchee Regional Park
Alva Library
W.P. Franklin Lock and Dam

NPN17209549FL LicenseW840529

Alva is home to approximately 3,000 residents in Lee County, with a median age of 52.6 and a median household income of $81,400. About 94% of homes are owner-occupied; the median home value is $291,000. 26% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 8% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Alva households.

How Alva compares to Lee County

LEE COUNTY · 773K RESIDENTS ALVA · 3K RESIDENTS

772,902 LEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

2,986 ALVA RESIDENTS ↳ 0.4% of Lee County residents

Underwriting Guidelines

Does high cholesterol affect life insurance rates in Alva, FL?

Alva applicants with high cholesterol qualify routinely. The local risk pool — Lee County's ~773,000 residents, 15.7% without health coverage — shows 41.2% adult prevalence of high cholesterol and 39.1% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Fort Myers →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Lee County Gov Portal .GOV

Population ~2,986

Lack of health insurance (18–64) 11.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1201125

Photos by Abby Gale Dillon (Abby) , Leo Aguirre. , NO Changes Allowed via Google Maps

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Alva

Alva, FL 33920, USA

Available in Alva

Life Insurance Products in Alva, FL

9 insurance products available in Alva

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Lee County and Nearby Florida Counties

Life Insurance by City Near Alva, FL

7,928 licensed producers on public record in Lee County.

🌟 Cities Served near Alva

23 Cities · 3 Counties

Charlotte County10

Charlotte Harbor Charlotte Park Cleveland Grove City Harbour Heights Manasota Key Placida Port Charlotte Punta Gorda Rotonda

Lee CountyHome10

Buckingham Cape Coral Cypress Lake Fort Myers Beach Fort Myers Shores Matlacha Matlacha Isles-Matlacha Shores Punta Rassa Saint James City St. James City

Desoto County3

Arcadia Pine Level Southeast Arcadia

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Alva, Florida

Florida DFS public records show 58 actively licensed insurance producers with business addresses in Alva (Lee County County). 53 hold Life & Health authority; 18 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

58Licensed producers

53Life & Health

18General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Larry James Moore

Life Including Variable Annuity & Health

NPN 637168 Licensed 1988

Trent Vernon Speckman

Life Including Variable Annuity & Health

NPN 58537 Licensed 1984

Henry Randolph Sawyer

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 68130 Licensed 1978

Laurel Goehle Raulerson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 433189 Licensed 1992

Peter Michael Colagiovanni

General Lines (Property & Casualty)

NPN 439670 Licensed 1993

Henry Randolph Sawyer

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 68130 Licensed 1978

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Alva.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Alva Life Insurance Questions

💰

How much does life insurance cost in Alva?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Alva

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Alva?

Yes. June serves all of Alva and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Alva, FL

Top-Rated Financial Protection for Alva Residents

Honest, Local Insurance Guidance for Your Family's Future in Lee County

Alva, FL — Your Local Producer

How Alva compares to Lee County

Does high cholesterol affect life insurance rates in Alva, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Alva, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Alva, FL

🌟 Cities Served near Alva

Licensed Insurance Agents in Alva, Florida

Browse producers by line

Featured licensed producers

Know your rights in Alva.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Alva Life Insurance Questions

How much does life insurance cost in Alva?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Alva?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources