Life Insurance
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Critical Illness Hospital Indemnity Accident & Injury
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June Marcia Williams β€” Licensed Insurance Agent in Charlotte Park, FL
June Marcia Williams
Your Insurance Agent in Charlotte Park, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Charlotte Park, FL...
National Producer No.
17209549
Verify β†—

Life Insurance in Charlotte Park, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Charlotte Park Without the Complexity

Your local licensed agent in Charlotte Park, Charlotte County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Charlotte Park, Charlotte County, Florida residents β€” fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

βœ… Verified NJ Β· PA Β· FL Β· MD Β· VA Licensed Agent
πŸ›‘οΈ NPN Verified
⭐ 5-Star Service
❀️ 3K+ Satisfied
Right here Β· Charlotte Park, FL

Charlotte Park, FL β€” Your Local Producer

Hello, Charlotte Park! I love the quiet, community-focused feel of our corner of Charlotte County. It's a special place to build a life, and protecting that life is my passion. As a licensed insurance producer, I help my neighbors find personal insurance plans that fit their unique situations. Whether you're considering Term Life, Final Expense, or supplemental plans like Critical Illness or Accident & Injury coverage, I'm here to help you navigate your options. My name is June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm dedicated to providing clear guidance for your family's financial security.

  • Gilchrist Park
  • Laishley Park
  • US-41 (Tamiami Trail)
NPN17209549FL LicenseW840529

Charlotte Park is home to approximately 1,800 residents in Charlotte County, with a median age of 68.8 and a median household income of $64,900. About 88% of homes are owner-occupied; the median home value is $223,000. 23% of adults hold a bachelor's degree or higher; households with children make up 4%; veterans comprise 14% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Charlotte Park households.

How Charlotte Park compares to Charlotte County

CHARLOTTE COUNTY Β· 190K RESIDENTS CHARLOTTE PARK Β· 2K RESIDENTS
Charlotte County vs Charlotte Park β€” population comparison Charlotte County: 189,900 residents. Charlotte Park: 1,795 residents, 0.9% of Charlotte County population.
189,900 CHARLOTTE COUNTY POPULATION ↳ 1 cell β‰ˆ 10,000 residents
1,795 CHARLOTTE PARK RESIDENTS ↳ 0.9% of Charlotte County residents

What rate class can Charlotte Park applicants with high cholesterol expect from life insurance carriers?

Many Charlotte Park residents secure competitive rates despite high cholesterol. Charlotte County reports 50.2% adult prevalence (CDC PLACES); 49.0% also manage high blood pressure, with 11.4% of the ~190,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Rotonda β†’

πŸ“Š Top Health Considerations (CDC)

Top Health Considerations for Charlotte Park (CITY) High cholesterol: 50.2%. High blood pressure: 49%. Obesity: 29.1%. Diagnosed diabetes: 16.7%. Current cigarette smoking: 11%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS Β· CHARLOTTE PARK High cholesterol 50.2% High blood pressure 49.0% Obesity 29.1% Diagnosed diabetes 16.7% Current cigarette smoking 11.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~1,795
Lack of health insurance (18–64) 9.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1211650
Google Maps
Charlotte Park
Charlotte Park, FL, USA

Life Insurance Products in Charlotte Park, FL

9 insurance products available in Charlotte Park

πŸ›‘οΈ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
πŸ’Ž Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
πŸ“ˆ Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
πŸ₯ Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition β€” cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
⚑ Supplemental Health

Accident & Injury

Cash benefits for accidents β€” fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏒 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
πŸ”‘ Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
πŸ•ŠοΈ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Charlotte Park, FL

1,369 licensed producers on public record in Charlotte County.

🌟 Cities Served near Charlotte Park

30 Cities Β· 3 Counties
Lee County10

Know your rights in Charlotte Park.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov β†’.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com β†’.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org β†’.ORG

FTC Life Insurance Guide

Federal consumer guide β€” what to watch for and your federal protections.

Visit ftc.gov β†’.GOV

Charlotte Park Life Insurance Questions

πŸ’°

How much does life insurance cost in Charlotte Park?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Charlotte Park
πŸ“‹

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
πŸ”‘

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
πŸ™οΈ

Does June serve all of Charlotte Park?

Yes. June serves all of Charlotte Park and every municipality in Charlotte County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
πŸ₯

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
βœ…

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams β€” NPN 17209549, FL License #W840529.

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