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June Marcia Williams — Licensed Term Life Insurance Agent in Sorrento, FL
June Marcia Williams
Your Insurance Agent in Sorrento, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sorrento, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Sorrento, FL

Lock in level premiums and protect your family's income.

Term life insurance for Sorrento, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Sorrento, FL

Sorrento, FL — Your Local Producer

Hello to my neighbors in Sorrento! I love the unique character and natural beauty of our corner of Lake County. My name is June Marcia Williams, and as a licensed Florida insurance producer, I'm dedicated to helping local families protect what matters most. I offer personalized guidance on a range of life and health insurance options, including Term, Whole, and Universal Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to help you navigate your choices with confidence, so you can have peace of mind for the future. (NPN: 17209549, Florida License No: W840529)

  • Sorrento Elementary School
  • East Lake County Library
  • State Road 46 and County Road 437
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Sorrento

54 on public record · Florida DFS · Fla. Stat. §119.01

AO
Adrienne Ochenkoski
Life Including Variable Annuity & Health
NPN 21711545 Licensed 2025
AL
Albert Arness Lister
Life Including Variable Annuity & Health
NPN 18850731 Licensed 2018
AM
Albert James Mckinley
Life Including Variable Annuity & Health
NPN 20249909 Licensed 2022
AM
Angela Mccormack
Life Including Variable Annuity & Health
NPN 18249496 Licensed 2016
AW
April Marie Waits
Life Including Variable Annuity & Health
NPN 20222205 Licensed 2022
BB
Bertram Verant Belmontes
Life Including Variable Annuity & Health
NPN 7836305 Licensed 2022
BS
Blake Thomas Smith
Life Including Variable Annuity & Health
NPN 20735565 Licensed 2026
CL
Charles Andrew Langston
Life Including Variable Annuity & Health
NPN 20828064 Licensed 2023
CD
Clayton T Delaney
Life Including Variable Annuity & Health
NPN 19597105 Licensed 2020
CS
Cody Benjamin Stanaland
Life Including Variable Annuity & Health
NPN 17914739 Licensed 2016
CE
Courtney Nicole Edwards
Life Including Variable Annuity & Health
NPN 21139636 Licensed 2024
CE
Cynthia A English
Life Including Variable Annuity & Health
NPN 16951638 Licensed 2013
DD
Daniel Elie Dirani
Life Including Variable Annuity & Health
NPN 11522005 Licensed 2022
DB
David Robert Ballew
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 10323742 Licensed 2008
DM
Donna Jean Morgan
Life Including Variable Annuity & Health
NPN 2643774 Licensed 2024
DP
Donna Marie Poulsen
Life Including Variable Annuity & Health
NPN 17715596 Licensed 2015
DL
Drake Libby
Life Including Variable Annuity & Health
NPN 20461233 Licensed 2022
DC
Duamel Conde
Life Including Variable Annuity & Health
NPN 22158078 Licensed 2026
ED
Evin Douglas
Life Including Variable Annuity & Health
NPN 19632092 Licensed 2020
IS
Ivan Dario Sarmiento
Life Including Variable Annuity & Health
NPN 613503 Licensed 2021
JM
Jamy Nicole Mitchell
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8234863 Licensed 2006
JW
Janelle Woodyard
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19791226 Licensed 2021
JT
Jennifer Elizabeth Thompson
Life Including Variable Annuity & Health
NPN 20786317 Licensed 2023
JD
Jesslin Dotson
Life Including Variable Annuity & Health
NPN 17588331 Licensed 2021
View all 54 licensed term life producers in Sorrento →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Sorrento regional market. Rates are localized using regional health baselines.

Official Sorrento Resources

County Lake County
Population ~165
Lack of insurance (18–64) 12.1%
FIPS code 1266975

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Sorrento rates. Start your quote request below.

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Sorrento?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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